Guidance for Every Stage of Your Business Journey

Your life's work is your business. But as it grows and matures, your personal wealth becomes inextricably linked to its success.

Our role is to build a durable plan that protects you, your family, and your legacy through every stage: from initial growth, to a successful sale and the preservation of wealth for generations to come.

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Your business has a plan. Does your personal wealth?

For most business owners, the line between business and personal wealth is blurry.

Your net worth is concentrated in your company, major decisions are intertwined, and it can feel like you're managing two full-time jobs. The complexity often leads to critical gaps: personal financial structures that don't keep [ace with business growth, a lack of diversification and an estate plan that is out of date.

Our role is to bring clarity and coordination. We act as your personal CFO for your personal wealth, building a comprehensive architecture that integrates with your business, so your can focus on what your do best while we ensure your life's work translates into lasting family wealth.

Why Business Owners Call Us

Running a private company concentrates nearly every dollar, hour, and decision inside the business. That intensity builds value, but it also creates blind spots.

Owners reach out when complexity begins to outpace the structures around them; when cash flow, tax, family, or deal timing no longer feel coordinated.

The checklists below reflect the real triggers that prompt those calls.

Founders & Growing Businesses

Growth keeps accelerating but personal planning falls behind. Owners call when compensation, diversification, and optionality feel unbalanced.

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Learn How We Work With Founders →

Pre-Sale Owners (1–3 Years to Exit)

The years before a sale carry the most leverage. Calls usually come when structure, incentives, and family planning haven't caught up to the deal horizon.

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Learn How We Work With Pre-Sale Owners →

Post-Sale Owners (After Liquidity)

Liquidity changes the questions overnight. Owners call when cash, family, and purpose need to be organized into a durable system.

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Learn How We Work With Post-Sale Owners →

Business Owner Readiness Check

Select the stage that best describes you to see where your plan has gaps.

Pre-Sale Business Owners

When an exit is in sight, the clock starts ticking. Structure, tax purification, estate freezes, and governance all need to be settled well before an LOI.

Preparation drives valuation. Buyers reward diligence readiness. If the balance sheet is clean and share structure purified, negotiations stay focused on value.

Family alignment reduces risk. Many exits break down not in the boardroom, but at the kitchen table. Getting family aligned prevents pressure at the worst time.


Download our Pre-Sale Wealth Guide →

How we work with pre-sale owners:

  • Purify corporate structure to preserve QSBC/LCGE eligibility
  • Coordinate tax and trust strategies before closing
  • Build liquidity frameworks that anticipate life after the deal
  • Align family governance and expectations ahead of negotiation
  • Model deal structures for after-tax outcomes before signing

Frequently Asked Questions

Who do you typically work with?

Canadian families and individuals with meaningful complexity, multiple accounts or entities, concentrated positions, cross border considerations, or multi generational goals. Most have $1M+ in investable assets, but fit and complexity matter more than thresholds.

What does working together look like in the first 90 days?

We map your balance sheet and cash flows, consolidate accounts and documents, identify quick wins (tax, risk, liquidity), and establish a written plan and Investment Policy Statement. We also set the cadence for coordination with your accountant and lawyer.

Do I need to move all my assets to work with you?

No. Many families begin with planning and coordination, then transition portfolios over time. We can manage assets where appropriate and advise on held away accounts so the whole plan stays aligned.

How do you work with my accountant and lawyer?

We act as your coordinating advisor: shared agendas, clear responsibilities, and one calendar. We prepare materials in advance, run point on follow ups, and ensure tax, legal, insurance, and investment decisions integrate into one plan.

How are you compensated?

Transparent, fee based compensation. For discretionary portfolios we charge an asset based fee; for planning and coordination we outline the scope and associated fees up front. Our incentives are aligned with long term outcomes.

What’s the minimum portfolio size?

Typical starting point is around $1M in investable assets, but we prioritize fit and the value of coordination. If you’re facing complexity, we’re happy to start the conversation.

Ready to Talk Strategy?

We'll help you bring the moving parts together.

Book a Strategy Session

Our Insights

Each stage of ownership brings turning points.

From building to selling to life after an exit, these white papers highlight the decisions that matter most and show you how to stay prepared.

Growing Business Owners

Your business is scaling quickly, but your wealth is still tied up inside it. We show you how to align growth with personal planning so you keep control and optionality.

Download Founders Guide

You Only Sell Once

The years before a sale carry the most leverage and can influence your sale. We help you prepare early so your exit is clean, tax-efficient, and supports the life you want.

Download Pre-Sale Guide
After the Exit Guide Cover

After the Exit

Liquidity changes more than just the balance in your bank account. We help you turn a one-time event into lasting stability, family continuity, and a sense of purpose.

Download Post-Sale Guide

Ready to Talk Strategy?

We'll help you bring the moving parts together.

Book a Strategy Session