Remember that your tax refund is a portion of your hard earned income that you have lent to the Canadian government for 12-months, free of interest. When you attach this context back onto your tax refund, you might rethink how you choose to spend it....

A loss of mental capacity can occur suddenly and unexpectedly, so it is important to make arrangements for a Power of Attorney while you have your health....

The decision of when to take your Canadian Pension Plan is personal and unique to your lifestyle needs, wants and overall health. I want to help you to maximize your CPP and this involves understanding the personal factors that play a role in determi...

Prenups often have an uncomfortable reception. It can feel as though you are betting against your marriage and thus, the question of whether to prenup or not becomes inherently complicated. As an experienced Financial Advisor, I have spoken with many...

A defined contribution plan will have default investment options; however, you may also feel comfortable with risk and take a more proactive role in choosing and managing your investments. As an experienced financial advisor, I can help you make sens...

Staying with one company from your 20s into your 60s was at one point a normal career path. However, on average Canadians will work for four or five companies throughout their career, and this number is larger for millennials....

If you find yourself facing un-anticipated widowhood, or standing at the end of a drawn out battle against illness resulting in your partner’s passing, it is inevitable that you will be feeling overpowering pain, fear and loneliness. In learning to p...

Why is innovation important? The term “innovation” is ubiquitous in the business vocabulary and it is thrown around so frequently that we are made to believe in its importance without really understanding what it means. What w...

When a major life event occurs, people enter a state of mental stress and anxiety. This mental fog overrides their ability to make sound decisions, think long term and act in the present. At Bongard Wealth Advisory we work with clients to help them r...

Canada’s population is aging and included in this demographic are a significant portion of Canadian entrepreneurs. According to a 2017 survey by the Business Development Bank of Canada (BDC), 41% of Canadian entrepreneurs expect to exit their busines...