At Bongard Wealth Advisory, we provide a full range of wealth management services tailored to high-net-worth individuals, including executives, medical professionals, business owners, and affluent families.

Our team has over 60 years of combined experience in delivering customized strategies to meet diverse financial needs.

Our approach integrates holistic financial planning, personalized investment management, and expert guidance during key life transitions.

Financial Planning: Tailored Strategies for Your Life Goals

Our dynamic financial planning services are designed to adapt as your life evolves. We develop comprehensive plans that incorporate your risk tolerance, short and long-term goals, and overall financial vision. Services include:

  • Goal Setting & Strategies: Customized financial road maps aligned with your life goals.
  • Retirement Planning: Strategies like RRSPs and income planning to secure your retirement.
  • Tax Optimization: Aligning your investments with tax-efficient strategies.
  • Estate Planning: Managing wealth transfer and legacy planning for future generations.

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Investment Management: Optimized Growth Through Expertise

We specialize in discretionary portfolio management, offering tailored investment solutions that prioritize long-term growth and risk management. Our investment philosophy focuses on selecting high-quality assets, diversified across sectors and markets to achieve consistent results. 

  • Discretionary Portfolio Management: Tailored portfolios managed on a fiduciary basis.
  • Equity & Fixed Income Strategies: Balanced portfolios that include high-growth equities and secure bonds.
  • Alternative Investments: Access to a suite of Alternative Investment opportunities through BMO Family Office
  • Tax-Efficient Investment Planning: Managing capital gains and cash flow efficiently to minimize tax burdens.

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Risk Management Planning: Protecting Your Family and Future

A comprehensive financial strategy includes proactive risk management. We assess your insurance needs and develop cost-effective solutions to protect you and your family from unexpected events. Our services cover:

  • Life & Disability Insurance: Evaluating and customizing policies to ensure coverage aligns with your needs.
  • Business Owner Risk Solutions: Insurance planning for buy-sell agreements and succession planning.
  • Estate Insurance Planning: Using insurance as an estate tool to minimize taxes and ensure asset transfer efficiency.

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Life Moments Planning: Navigating Key Transitions

Our team is uniquely equipped to guide clients through significant life events such as retirement, business transitions, or inheritance. With specialized training as a Certified Financial Transitionists through the Financial Transitionist Institute in the US, we offer expertise that blends financial planning with an understanding of the emotional impact of life changes. Services include:

  • Retirement Transitions: Developing retirement strategies and post-retirement planning.
  • Business Transitions: Assistance with business sales, succession planning, and exit strategies.
  • Inheritance & Estate Planning: Planning for efficient wealth transfer during life events.

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Estate Planning: Preserving Your Legacy

At Bongard Wealth Advisory, we understand that estate planning is more than just distributing assets—it’s about preserving your legacy, minimizing tax implications, and ensuring your wishes are respected. Our comprehensive estate planning services include:

  • Strategic Wealth Transfer: Crafting tailored plans to pass on wealth seamlessly, whether through trusts, wills, or other instruments, to minimize probate and estate taxes.
  • Integration with Legal Advisors: Coordinating with your legal team to establish sound structures for asset protection and inheritance planning.
  • Philanthropic Bequests: Ensuring your charitable intentions are part of your legacy, whether through donor-advised funds, charitable trusts, or direct giving.
  • Family Governance: Assisting in preparing heirs for responsible inheritance, fostering communication, and maintaining family harmony through generational wealth transitions.

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Philanthropic Giving: Aligning Wealth with Values

Philanthropy is a key component of a well-rounded financial strategy, allowing you to give back to causes you care about while also reaping potential tax benefits. At Bongard Wealth Advisory, we offer strategic philanthropic services, including:

  • Donor-Advised Funds: Simplifying charitable giving by offering a flexible, tax-efficient vehicle for your donations while allowing you to remain actively involved in grant making.
  • Private Family Foundations: Guidance in setting up and managing a foundation tailored to your charitable goals, providing a structured approach for sustained impact.
  • Direct Charitable Giving: Helping you establish effective direct-giving strategies to support charities and non-profits, aligning your philanthropic goals with your financial plan.
  • Philanthropy Strategy: Working with you to incorporate your values into your giving, structuring multi-generational involvement to foster a legacy of family philanthropy

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Banking Services: Exclusive, Personalized Banking Solutions

Through our partnerships with BMO Harris Private Banking and BMO Commercial Banking, we provide comprehensive banking services for both personal and corporate needs:

  • Private Banking: Access to dedicated private bankers for mortgages, lines of credit, and premium banking services.
  • Commercial Banking: Solutions designed for business owners, including capital market transactions and mergers and acquisitions support.
  • BMO Trust Services: Assistance with estate planning, trust management, and corporate executor duties.

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Ready to Secure Your Financial Future?

Our holistic approach ensures that all aspects of your financial life are integrated seamlessly, providing peace of mind and financial confidence.

 

Contact Us Today To Start Your Personalized Wealth Management Journey