Our approach

Wealth management is about
more than just numbers.

It’s about people, plans and making good decisions year after year, decade after decade.

How we work together Meet the team

How we work together.

We begin with a conversation about your situation and the decisions ahead. The initial conversation usually takes 30–60 minutes, with no commitment.

Clarity

A written financial plan that brings your investments, cash needs and priorities together, informed by relevant tax and estate advice.

Coordination

We work with your accountant and lawyer so financial decisions reflect the advice each professional brings.

Continuity

We stay involved as your circumstances and priorities change, updating your plan and considering what those changes mean for your investments.

Your priorities

Financial plan

Investments

Ongoing review

Before you decide to work with us, we explain the services involved and the applicable fees and costs. Both sides can decide whether the relationship makes sense.

Experience across
generations.

A family history in finance.
A team that keeps building its expertise.

Debbie built her practice with guidance from her father and grandfather. Today, she and her son Christopher work together as the fourth and fifth generations of the Bongard family in finance.

That history is one part of the team’s perspective. Specialized training in financial transitions, exit planning and investment management brings further expertise to the decisions clients face.

Explore our family history

Three Portfolio Managers. Shared judgment.

We work together on investment decisions, financial planning and client communication. You work directly with the people responsible for managing your portfolio.

Debbie Bongard

Debbie Bongard

Senior Wealth Advisor And Senior Portfolio Manager

CIM · FCSI

Debbie is the founder and lead Portfolio Manager. She has completed mastery training through the Financial Transitionist Institute, supporting her work with people facing major changes, when financial decisions meet uncertainty and changing priorities.

Christopher Bowlby

Christopher Bowlby

Portfolio Manager

CFA · CFP

Christopher focuses on portfolio construction, financial planning and clear client communication. He writes the team’s blog and client newsletters, explaining what clients own, why they own it and what matters for their long-term plans.

Mark Parent

Mark Parent

Portfolio Manager

CIM · CEPA

Mark focuses on investment implementation and risk management. As a Certified Exit Planning Advisor, he also connects business transition planning with an owner’s personal financial needs and plans for life after ownership.

What to expect.

From the first conversation to the ongoing relationship.

  1. Getting to know you

    We discuss your circumstances, priorities and the decisions ahead. Before you decide to work with us, we explain the scope, roles, fees and costs so both sides can assess whether the relationship makes sense.

  2. Building the plan

    Once we agree to work together, we develop a written financial plan connected to your investments, cash needs and personal priorities.

  3. Putting it into practice

    We explain the investment approach and use your plan to guide how we manage your portfolio, considering your cash needs and the decisions ahead.

  4. Staying involved

    We revisit your cash needs, family circumstances and priorities, and consider whether your investments still fit your plan. We update the plan as needed and work with your other advisers.

A change in your retirement date, family responsibilities or business plans is a reason to get in touch. We can consider what it means for your plan and investments.

Your accountant and lawyer remain responsible for tax and legal advice within their professional roles.

Explore our services

Before you get in touch

Questions about
the relationship.

Have a question about your own situation?

Contact our team
How are you paid?

Our management fee is based on the assets we manage and includes our investment management, financial planning and coordination services. Some third-party investments, including ETFs and alternative funds, carry additional fees and expenses. We explain the applicable fees and costs before you decide to work with us. Insurance premiums and insurer-paid commissions for insurance advisers are separate from the portfolio management fee.

Can I engage you just for a financial plan?

Financial planning is part of our investment relationship. We do not offer standalone financial planning engagements.

How do we know if working together makes sense?

The first conversation is an opportunity to discuss your situation, ask about the work involved and assess whether the relationship is a fit for both sides. There is no commitment. We can explain the scope and costs relevant to your circumstances.

Can you work with my accountant and lawyer?

Yes. We work alongside your existing advisers, considering their advice with your financial plan and investment decisions. Each professional remains responsible for their own area of expertise.

How we think through a decision

The Hidden Risks in “Simple” Estate Planning Decisions

Christopher Bowlby considers what families should ask before changing account ownership, beneficiaries or powers of attorney.

Christopher Bowlby · May 21, 2026

Read the articleExplore all insights

Talk through
working together.

Ask us about your situation, the work involved or what a relationship with our team would include.

Contact our team