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Financial planning insights and guidance

Sandwich Generation

The phenomenon of ‘The Sandwich Generation’ is a generation of people, typically within their 30s-50s, who find themselves balancing the challenging act of bringing up their own children, whilst taking financial care of their ageing parents. This is...

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RRIFs and RRSP Maturity Options

This article explores Registered Retirement Income Fund accounts and the other RRSP Maturity Options...

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RRSP Guide for Busy Professionals

For many busy professionals, RRSP deadlines often can sneak up on you. This article highlights some of the important information about RRSPs....

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Managing Different Financial Priorities

One of the main questions that I get from young professionals is how to prioritize multiple different goals such as paying down debt, investing for future, saving for a house or wedding and making sure your assets and lifestyle are protected....

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TFSAs and RRSPs

As Canadians there are a few options available when choosing an account to invest your money. Two of the most popular investment vehicles today are TFSAs and RRSPs, both registered accounts that were created by the government to encourage Canadian’s...

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How to Survive Through a Correction or Bear Market

In the last 12 months, the markets have been on a wild ride, with volatile moves to the upside and downsides, culminating in the formation of bear markets in a large number of world financial markets. This article takes examines what you should focus...

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2019 Financial New Year's Resolutions

With every change of the calendar year comes New Year Resolutions, which typically include promises to get in better shape, to eat healthy and get financial affairs in order. While you have the motivation to make a positive change in your financial a...

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December Month End Commentary

Bongard Wealth Advisory's December Month End Commentary...

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The Importance of Private Disability Insurance

While group disability benefits are great, many professionals should consider private disability insurance to make sure that their families are secure in the event of a disability and are not able to work....

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Diversification - “Don’t put all your eggs in one basket”

Diversification is one of the tenants of how our team manages our client's portfolios and is an important consideration when making an investment decision....

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