Financial Planning

When working with our clients, one of the most important processes is creating a financial plan. All of our work is tailored to each client, considering factors like your comfort with risk, your short and long-term goals, and how we can make your investment portfolio fit into your life plan.

Our approach to financial planning is dynamic and collaborative, ensuring that your plan continues to evolve with you, adapting to your life as it changes.


The intersection of Your Money and Your Life

The greatest impact of a financial plan comes from considering your life goals and financial ones. At Bongard Wealth Advisory, we understand that financial assets are ultimately a tool to help enrich your life. As a result, it is vital to create a financial plan that factors in all of the important aspects of your life at present and your future goals. If your ambition is to travel through your retirement, we can plan and budget to help bring your vision to life. If you find joy from spending time at the cottage with your family, we can plan the most cost-effective strategies to pass your property to the next generation. Whatever they may be, we ensure that your life goals are aligned with your financial plan. 


Adaptive Planning

We recognize that financial planning isn’t a linear journey; whether it’s a change in your personal life or turbulence in the markets, we can help you create a financial plan that withstands all life’s twists and turns.​ As part of our financial planning process, our team continually monitors and reviews your progress to ensure that you stay on track with your plan and annual contributions.


Holistic Financial Planning

When creating a financial plan, our team works to create a holistic strategy that integrates all aspects of your financial life. Our team's holistic planning process includes:

Monitoring the integration of your investments and whether you are on track or ahead of schedule to meet your financial goals.

Analyzing your insurance needs and whether there are any gaps in your coverage if anything unexpected happens, including analyzing benefits packages at retirement.

Working with you to create an estate plan. This includes looking at philanthropic options such as creating a family trust or private family foundation and how to most effectively bequest to the next generation, especially with illiquid assets like secondary properties or a family-owned business.