"Have you ever thought to yourself, "What is my wealth for?" It's clearly a broad question, and there are definitely more than one solution. However, if you give it some honest thought, you can sort through the clutter and find what's most important to you. We assist you in identifying your goals, passions, and worries through a methodical, step-by-step procedure."
The ultimate goal for most retirees is making sure their assets last as long as they live. Once a person or household no longer can rely on earned income to pay the bills and save for the future, balancing income and expenses becomes the primary focus of financial planning. And because of increasing longevity, managing cash flow is more critical than ever. Therefore, our management group will take a great pride in analyzing all the information necessary that may reveal any major problems that you need to overcome, such as insufficient cash reserves for an emergency or an income shortfall compared with current or projected expenses.
Our team of estate professionals has extensive knowledge and deep expertise in providing estate and trust administration services, including capabilities to address unique and diverse investments and navigate complex family and corporate dynamics. We understand that your trust and estate plan expresses your deeply held priorities and values – what’s important to you. Your dedicated estate professional will ensure that the administration of your trust and estate is completed prudently, efficiently, impartially and with the highest level of confidentiality and care, keeping the interests of your beneficiaries front and centre.
Charitable giving can be a powerful way for you to create an impact for the causes that matter to you. It can also be a great financial tool as part of tax management and estate planning. Group Perron Sénécal can help you include charitable giving as part of your overall wealth plans.
Insurance policy reviews involve a thorough assessment of an individual's or business's insurance coverage, ensuring that it remains adequate and up-to-date in light of changing circumstances and needs. Regular insurance policy reviews are essential to ensure that policyholders maintain appropriate coverage levels, identify potential gaps in coverage, and keep premiums competitive. Several factors, such as changes in personal circumstances, property, or assets, may necessitate a review of an insurance policy to ensure continued protection and financial security.