Working to understand your needs, goals, risk tolerance and circumstances, we will help you grow your wealth with tailored and resilient investment strategies aligned with your personal goals. Based on a proven discipline we will build your portfolio with an investment strategy that’s right for you and your family and business or practice.
Our team has access to research from BMO Capital Markets, a network of highly respected analysts and economists, and strong internal and external multi-asset strategists. These experts work together with us to help create the right plan for you. In addition, we use some of the best North American and European pension plan managers and also partner with an external research team and use their best ideas.
We can manage your portfolio on a discretionary basis if you want the freedom of a hands-off approach or we can work closely with you if you like to be involved in the investment process and decision-making.
We work with world-class institutional and pension investment managers whom we have known for years.Even actuaries who manage some of the country’s largest pension plans come to us to get personal access to these best-in-class global money managers. Through our team, you can access a customized combination of multiple managers in one account. BMO Private Wealth is one of very few firms that enable such efficient wealth management on a discretionary basis.
In recommending an appropriate investment portfolio that complements your investor profile, we follow a well-defined process that takes into consideration you, your situation, and your long-term objectives.
The first step is to understand your investment goals and objectives. This involves defining your profile for investment risk, your investment time horizon, and carefully contemplating any special circumstances or considerations that you might have, as well as any investment preferences. In short, we begin with a clear and thoughtful profile of you as an investor.
The next step is to create your personalized Investment Policy Statement. This document outlines and details a prudent investment philosophy based on your investor profile, and sets out your long-term goals and how your portfolio will be managed.
Based upon your stated needs and preferences, we will develop an appropriate asset allocation strategy designed to keep you on track to meeting your specific goals.
Once your asset allocation is established, we will identify an appropriate structure for your portfolio based on the value of your investment, the allowances of the recommended program and our recommendations for your portfolio.
Once invested, your portfolio will be monitored on an ongoing basis and modified as needed to ensure it continues to be appropriate for your situation. When events or your personal situation changes, we will work with you to make any necessary updates to your portfolio. We will also ensure that you are kept up to date on your investments. You can also contact us at any time to discuss your investments and your wealth management goals.