Charitable Giving Solutions

Purpose-Driven Wealth. Lasting Impact.

For many successful families, wealth is about more than financial success. It is about creating a lasting impact on the people, communities, and causes that matter most.

At RT Wealth Management, we help clients incorporate philanthropy into their broader wealth plan through thoughtful, tax-efficient giving strategies. Whether your goal is to support a favourite charity, involve future generations in family giving, reduce taxes, or establish a lasting legacy, we can help design a charitable giving strategy that aligns with your values and long-term objectives.

From gifts of cash and appreciated securities to charitable bequests, life insurance planning, and donor-advised funds, we provide personalized guidance to help maximize both your charitable impact and financial efficiency.

The result is a giving strategy that is not only meaningful, but fully integrated with your overall wealth, tax, estate, and legacy planning.

BMO Nesbitt Burns Charitable Giving Program

For clients seeking a simple and sophisticated approach to philanthropy, the BMO Charitable Giving Program offers many of the advantages of a private foundation without the complexity and administrative burden.

Through a donor-advised fund administered by Charitable Gift Funds Canada Foundation, you can create a personalized charitable legacy while benefiting from immediate tax advantages and ongoing flexibility.
 

Key Benefits:

  • Immediate tax benefits through charitable donation receipts and tax-efficient gifting strategies.
  • Tax-efficient donation of appreciated securities, helping reduce or eliminate capital gains tax while supporting causes you care about.
  • A personalized philanthropic legacy that can reflect your family values and charitable priorities.
  • Flexibility to give now and distribute later, allowing your charitable capital to grow while you determine future grants.
  • Professional administration and reporting, eliminating the complexity and expense of operating a private foundation.

 

 

 

Strategic Philanthropy

Charitable giving can be more than a donation. It can be a powerful expression of your family's values and vision for the future.

Strategic philanthropy takes a long-term approach, helping families identify where they can make the greatest difference while creating a lasting legacy across generations. Through access to BMO Private Wealth philanthropic specialists and our network of experts, we help clients develop thoughtful giving strategies that align charitable ambitions with broader wealth and estate planning goals.

Whether your objective is to support your community, create a family legacy, or maximize the impact of your wealth, we can help you transform charitable giving into a meaningful part of your overall financial plan.

Sophisticated wealth management, made truly personal. Including the legacy you leave behind.