Maximizing Your Portfolio

Led by two Portfolio Managers, our team’s key focus is managing your money well. Using the stock market as a tool, and understanding all the factors that influence it, we will take a moderate approach as markets rise and fall to ensure you stay comfortable even throughout difficult periods. We don’t chase the highest returns when markets rise because that simply positions you to lose the most when they fall.

Building and managing your investment portfolio requires careful planning, ongoing attention and sound financial expertise, combined with an intimate understanding of your goals, risk tolerance and time horizon. With the freedom to access a world of investment solutions, we will recommend strategies tailored to your needs while complementing your overall wealth. We deploy a range of platforms – fee-based, managed solutions, traditional investments, alternative investments and structured products. Let’s discuss which is best for you.

Combining top investment expertise, research and the full range of investment products and solutions available through BMO Private Wealth, we will work closely with you to help you grow and manage your investment portfolio according to your unique goals and needs.

Discretionary services

Zukor Investment Group is qualified to perform discretionary portfolio management, which means you can entrust us to make your investment decisions following the parameters we set together. This frees you from stress, allows you to focus on what you do best, and empowers us to act quickly to obtain the best prices when opportunities arise.

We will create an Investment Policy Statement (IPS) – a customized document that details your goals, risk tolerance, time horizon, preferences and interests. Using these unique parameters as a roadmap, we will do all the day-to-day buying, selling and wealth planning for you. You pay one single, asset-based fee and our interests are aligned because you and our team both benefit when your asset base grows.

The right way to look at risk

Many people make a big mistake early on in the way they define their risk profile and only realize it much later in life.

When people talk about risk, they think of losing money. But fear can be very expensive because it blocks you from moving ahead. We structure portfolios to have percentages in equities and fixed income, but favour equities because extensive evidence shows that they pay off in the long term. While the equity market in the next 20 years won’t be as strong as it was in the last 20, we still believe that a fixed income strategy will have you swimming against the current in the coming years.

Over the past decades, investors who were in 100% equity did the best but lived through difficult moments. Full equity exposure may not be right for you and, if the markets are in a state of euphoria, it is likely time to trim back. As well, there are times when it is wise not to take a risk. For example, in the real estate market, you must time your entrances and exits very carefully. We are here to help with those decisions.

Investing in the human spirit

The stock market enables us to plug into human expansion by selecting positive companies. There is a tremendous drive for positive changes in clean technology, digital innovation, energy efficiency, healthcare, and many other industries. People love to invent things! When you invest in equities, you invest in the human spirit. But discernment is key. The human spirit is unflagging, but there will always be periods of dark clouds. History has demonstrated that the biggest risk of all is not being in the equity markets.