Complete, integrated wealth planning


With success comes new challenges. Managing your wealth requires a balance between meeting today’s financial needs and preparing for the future. Working closely with you, the Zukor Investment Group will dive in to understand your evolving life and explore how you can effectively build and manage your wealth.
 

We will get to know you and your financial situation to establish clear goals, and offer custom solutions to help you get to where you want to be. Our team will create an overarching wealth plan that works hard to help you achieve your goals at every stage of your life.

In addition to the considerations listed below, we will help if you need to speak to a Notary, deal with complex family issues, make connections within the bank, wish to consult a high-level tax specialist, and need financing from our Commercial Bankers.

Wealth Planning

We’ve done very in-depth wealth planning for most of our clients and use them as a benchmark for many years following. They are living, breathing plans that we use actively as roadmaps. Your wealth plan will uniquely address your needs and goals and will change over time as your circumstances evolve.

Retirement Planning

Whether your retirement goals are simple or complex, it takes careful planning to bring them to life. We can work with you to help you plan to enjoy the most rewarding retirement years possible.

Retirement planning gives you a workable investment strategy to meet your goals. We will develop a comprehensive assessment of where you stand today financially, where you want to go and what you are prepared to do to make that a reality. Then we will determine if your current strategy is sound or needs modification and then plan the steps you can take to achieve your destination. At Zukor Investment Group, we have the knowledge and expertise to guide you through this planning process.

Estate Planning

An estate plan is a key component of your overall wealth management strategy. We can help identify planning opportunities, gaps and other issues, as well as introduce experts to advise you on strategies that address your circumstances and oversee the successful implementation of your personal estate plan. Estate planning can maximize the value of your estate, minimize taxes and give you firm control over how your estate is distributed.

Emotional complications play a role – it is difficult for people who have built businesses and practices to transition from managing their own affairs to trusting someone else. We can help you and your family to navigate this very difficult process carefully and with sensitivity.

Additional Services

Tax Planning

As a former accountant, Michael Zukor can present astute tax considerations to impact your wealth plan and financial decisions. Our team will ensure you hold your assets in the most tax-efficient manner and generate tax-efficient income prudently. Corporate, professional, personal, foundation and endowment accounts each have unique advantages and disadvantages in terms of tax liabilities. As needed, experienced BMO Private Banking tax planning professionals will provide customized tax strategies which we will integrate into your overall wealth plan and they will also keep us up to date on the latest tax regulations.

Trust and Executor Services

We can engage experts at BMO Trust Company to offer the unique protection and tax-savings potential of trusts. BMO Trust Company can also provide will reviews and will direction as part of your overall wealth plan. Executor services are also offered to help ease the burden of administering an estate.

Insurance

Asset preservation is an integral component of a comprehensive wealth plan. In partnership with our Estate and Insurance Advisors, we can recommend insurance solutions that will complement your overall wealth strategy, help you plan a more tax-efficient estate, and provide a greater sense of assurance for you and your family.

Business or Practice Succession Planning

Succession planning is a process, not an event. Proper planning can ensure the ongoing stewardship of the business or practice you have worked so hard to build. We can assist you with planning for retirement and transitioning management and ownership of your business, whether to a family member, employee or a third party.

Lending Services

Whether you’re looking to secure a mortgage, personal loan or line of credit – or if you require more specialized lending services to fulfill and optimize your wealth management strategy – we will work with you to access the expertise of a BMO Bank of Montreal lending specialist for customized and responsive solutions.

Philanthropic Services

Strategic philanthropy and charitable giving are an extension of your personal beliefs and convictions. We can help you implement a solution that will have a long-term impact and enduring difference in your community and create a lasting family legacy. The solution may be anything from a donor advised fund to the creation of a private foundation.

 

 

Private Banking Services

BMO Private Wealth offers a full range of Platinum Banking solutions that can provide you and your family with highly customized and innovative products and services. Your dedicated Private Banker will help you and your family to simplify and enhance your financial journey. Navigating intricate financial situations and structuring complex transactions, your Private Banker will help you achieve your financial objectives, manage the challenges that can come with significant wealth, and benefit from bespoke rates and solutions.

Private Banking services include:

  • Customized solutions tailored for your unique banking and borrowing needs:
    • Lines of credit, mortgages and other personal financing solutions that allow you to access the funds you need to reach your immediate and long-term goals while also earning great rates.
    • Financing through personal holding companies, life insurance, monetizing investment holdings to free up cash, and fulfill other complex personal borrowing requirements.
  • Managing deposits and other services:
    • Competitive deposit and investment products as well as services that provide you with easy access to your money.
  • If you spend time and own property in the U.S., your Private Banker can help. For your cross-border financial needs, we can introduce you to a Private Banking professional at BMO Harris Private Banking.

 

 

Please contact Michael Zukor for more information on our services.