Wealth Preservation

Tax efficient investment solutions

We understand that high net worth clients have to be cognizant of the tax implications of their investments and this is why we work to create tax efficient portfolios by carefully,

• Allocating asset classes between registered and non-registered accounts
• RRIF withdrawal strategies
• Taking advantage of taxation treatment of capital gains and eligible dividends
• Choosing corporate class mutual funds where appropriate
• Working with clients' tax advisors to find holistic solutions

Insurance

In partnership with our Estate and Insurance Advisors, we can recommend insurance solutions that will compliment your overall wealth strategy and provide a greater sense of assurance.

Whether you want to protect the capital in your RRSP, create tax benefits, or uphold your standard of living despite unexpected illness, disability, or long-term care needs, insurance can help to ensure asset preservation and income generation during your lifetime.
 

Asset allocation

A key determinant to successful investing is an appropriate mix of assets - cash, stocks and bonds. Using recommendations from BMO Nesbitt Burns' Research Department, we work closely with our clients to develop portfolios that are appropriate for them. As part of our long-term relationship, we will recommend changes to a portfolio mix if their personal circumstances change.  A carefully chosen asset allocation is essential to the overall success of an investment plan.