Do These Issues Concern You?

Melissa Rush Wealth Advisory Group is here to simplify your finances and offer valuable insights, in order to provide you with peace of mind.  We have a wealth of financial knowledge, expertise, and resources to get you started, by solving a range of simple to complex financial challenges.    

 

We have addressed these concerns:

  • How much money will I need to retire?
  • Should I pay down my mortgage or invest in my investment portfolio?
  • How much money should be kept in an emergency fund?
  • When is the soonest I can retire, with sufficient funds to enjoy the retirement I envisioned?
  • What are some general strategies for transferring the cottage to my adult children?
  • What impact with inflation have on my retirement?
  • What should I be doing to plan for the eventual sale of my business?
  • Are alternative investment options appropriate for my situation?
  • Should I first contribute to an RRSP, Spousal RRSP, or a TFSA?
  • Should we be using a tax-loss harvesting strategy in this investment account?
  • Have I structured my estate, to best minimize taxes and leave the legacy I wish?
  • How should I invest this inheritance?
  • What life insurance should be set up, to protect my family from my death or disability?
  • Do I fully understand all details of my restricted stock and employer stock options?
  • How do I convert my registered portfolio to an income-generating portfolio for retirement?
  • Are Individual Pension Plans suitable for my situation?
  • If I work longer (or part-time in retirement), what additional annual income could this provide?
  • How should I finance a large home renovation project?
  • Can I afford to switch careers with a reduced salary, at this point in my life?
  • How much could health care cost rise in retirement?
  • Are my life and financial values aligned?
  • Are my investment portfolios structured in the most tax-efficient way?
  • What can I still do to minimize current taxes, and taxes in retirement?
  • What are some options for lowering taxes during retirement?
  • How much will it cost to take care of an aging parent?
  • Am I maximizing ways to save for my children’s education?
  • How does my external Group RRSP fit into my overall investment strategy?
  • Should I convert my company pension plan into a Locked-in RRSP?
  • What can I do with excess cash in retirement?
  • What strategies can be deployed in a market correction, to benefit my overall investments?
  • Is my family property insured?
  • Can philanthropy improve my current and future tax situation?
  • I’m still young, what should I do to prepare for retirement?
  • What is a good age for children to start learning about money?
  • What are my short-, mid- and long-term financial goals?
  • Will I receive the maximum OAS and CPP government benefits?
  • How can I worry less about my financial situation?

 

If any of these issues concern you, please contact Melissa Rush Wealth Advisory Group for insight, at 416-359-6545 or melissa.rush@nbpcd.com.