Building generational wealth and meaningful legacies

 

Welcome

 

My mission is to help my clients protect their capital and transfer it to their successive generations tax-efficiently. Predominantly advising women, business owners, physicians, C-suite corporate executives, and their affluent families; I design tailored portfolio solutions and complete wealth plans based on each client's specific requirements. I am well positioned to address their financial complexities and top priorities. These most often include:

 

Maximizing tax-efficiency in cash flow management, investing, asset structuring, and estate planning.

 

Retirement planning – ensuring people have enough money invested to fund a long retirement and deliver complete financial planning services to bring them peace of mind.

 

Strategic philanthropy – helping clients leave a meaningful legacy that honours their values and commemorates their lives rather than transfer a large portion of their assets to the taxman. As a Master Financial Advisor – Philanthropy (MFA-P), philanthropic planning is at the heart of my practice.

 

Only 15-20% of Financial Advisors in Canada are women. The CFA Institute of Canada stipulates that women provide a better holistic view, are good listeners and tend to be better at explaining financial concepts, in simple plain language, than men.

 

The critical importance of rational, long-term thinking

 

With every passing year, the speed and quantity of information and our access to it increase– this is one reason the financial markets are so volatile. Every news story creates an instant reaction from the masses. My role is to help clients stay focused on the big picture and avoid emotional, knee-jerk decisions.

 

“There is nothing more certain and unchanging

than uncertainty and change.”

-   John F. Kennedy

 

An investor with a balanced portfolio of fixed income and equities over any one-year period since 1935 has made money 86% of the time and in any five-year period, 100% – despite wars, recessions, inflation, pandemics, and world crises. The challenge is remaining disciplined and not waiting for more “certain” conditions – time and the markets do not stand still!

 

“Times and conditions change so rapidly that we

must keep our aim constantly focused on the future.”

–  Walt Disney

 

Using thoughtfully diversified investment and wealth plans, I deliver strategic recommendations designed to help you achieve your long-term goals.