Wealth Planning

Full-circle, integrated wealth services

Understanding what money means to you enables me to design the best strategy and helps us to build a solid, long-term connection.
 
Based on my understanding of you and your needs, I will create an in-depth Wealth Plan that is:

  • Flexible in design,

  • Realistic in its expectations, and

  • Specifically tailored to reflect your needs, visions and financial well-being.

 
Many financial issues affect us all: saving for retirement income, minimizing taxes, setting aside funds for a major purchase or financing a child's education. I will help you navigate through a vast array of options, providing you with the most relevant information and empowering you to make informed decisions.
 
Working with a passionate, experienced team of specialists at BMO Private Wealth, I can provide an integrated, complete suite of wealth management services and solutions for you and your family that can include:

 

  • Trust and estate planning

  • Insurance solutions

  • Retirement planning

  • Private Banking

  • Tax planning

  • Business and Commercial Banking

  • Business succession planning

  • Philanthropic strategies

  • Accountancy consultation

  • Legal planning

  • Multigeneraional planning

 
Working very collaboratively, we will focus on all areas of a comprehensive wealth plan to carefully direct what will happen to your assets when you’re gone or can’t make your own decisions.


Shari-compliant portfolios 


My team and I have the knowledge and ability to structure a Sharia-compliant, or halal, portfolio. Familiar with the rules that govern the way Muslims can invest, I can build a meaningful portfolio that honours your values, religious beliefs and growth objectives. I use a portfolio manager for the Sharia compliant strategy.
 
We will:

  • Structure your portfolio strictly around Sharia compliance rules:

    • Invest only in environmentally and socially responsible companies with good governance.

    • Avoid companies involved with alcohol, tobacco, financials, adult entertainment, gambling, pork products, interest-bearing businesses, weaponry, advertising and media (newspapers are allowed, sub-industries are analyzed individually), entertainment industries, and companies that trade gold and silver as cash on a deferred basis.

    • Constrain your portfolio to companies that adhere to strict financial leverage criteria, avoiding highly leveraged businesses such as derivatives and swaps.

    • Keep your interest-bearing securities separate from your equity securities so you can easily gift the interest for philanthropic purposes.

  • Ensure your portfolio is screened by Islamic scholars.