Portfolio Management • Establish investment objectives • Develop asset allocation strategy • Design portfolio and select securities • Provide ongoing investment management, monitoring, reporting and advice |  Wealth Planning • Establish goals • Analyze cash-flow needs • Assess net worth • Conduct retirement planning • Plan your estate • Provide guidance on managing assets and family members in more than one jurisdiction • Income continuance planning (life and disability insurance) |
|  Business Financial Services • Access to Business and/or Commercial Banking Specialists • Manage business investments • Plan a tax-conscious, smooth succession • Provide business transfer assistance |  Legacy Planning • Assess current and potential estate value • Determine obligations (debts,dependent,taxes and probate costs) • Identify estate planning issues and opportunities • Devise strategies to fund obligations and wishes |
|  Tax Efficiency • Review current and future tax situations • Uncover opportunities to save taxes or defer taxation • Develop strategies to cover future tax liabilities |  Credit & Bank Strategies • Advice on effective credit management – mortgage, line of credit, personal and business loans • Manage cash flow needs • Plan for major purchases • Provide access to a dedicated Private Banker for bespoke banking services that save you time and money |