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Fraser Chapman
Kyle Watters
Elena Panova

1 First Canadian Place
40th Floor , P.O. Box 150
Toronto, ON
M5X 1H3



Fraser Chapman
Vice President, Senior Investment Advisor

Tel: 416-359-4427
Fax: 416-359-7240
Connect with me on LinkedIn 
Fraser specializes in advising business owners and individuals with managing their personal and corporate wealth, and on planning for their long-term goals.
He is a graduate in business from Wilfrid Laurier University in Waterloo, Ontario. After Convocation, he took two years and traveled the world as a professional downhill skiing coach. He spent time in New Zealand and Europe coaching skiers from 10 year-old beginners to elite World Cup athletes.
After traveling around the world, he returned home in 1998 to start not just his career, but his family as well. On September 10th 2005, he married his best friend Christie Gorrie. Christie and he are blessed with two gorgeous and healthy little girls and one spirited little boy.
Christie, Sadie, Tyler, Sullivan and Fraser enjoy their winter weekends at the Osler Bluff Ski Club, and the summer months on the Lake in the Muskokas.

Kyle Watters
Investment Advisor

Tel: 416-359-4653
Fax: 416-359-7240

Connect with me on LinkedIn

Kyle has a wealth of knowledge in portfolio construction and is experienced in advising Ultra-High Net Worth and Affluent families achieve their financial goals. Kyle specializes in creating customized portfolios to meet the unique needs of each client and their families.  

Kyle graduated Highest Honours from Carleton University with a Bachelor's of Commerce Degree with a Specialization in Finance. Kyle is also in pursuit of the tedious Chartered Financial Analyst designation (CFA).
In Kyle’s spare time, you can find him on the water working on his surfing skills or planning his next travel destination. Kyle is also excited about starting a family with his wife Lisa.


Elena Panova
Investment Representative

Tel: 416-359-7598
Fax: 416-359-7240

Elena  is a vital and valued member of the team.  Her primary objective is to provide excellent customer service to the client and support the team by carrying out administrative responsibilities. 
In Elena's free time, she enjoys spending as much time as possible with her recently born granddaughter which stays true to her family focus.

Our Partners

Cherie Ahlberg, CFP®
Senior Private Banker at BMO Private Banking

Tel: 416-359-7207


As a dedicated Financial Planner with over 18 years of experience, Cherie creates sophisticated banking packages and a full suite of personalized credit solutions for her clients and their families.

She draws on a team of BMO professionals/experts who specialize in investments, commercial banking, as well as tax and estate planning to create a uniquely personalized banking experience for her clients. To ensure a very personalized service and attention to detail, Cherie works with a very limited number of clients and their families.


Brett Burke, CFP®, CIM, FCSI
Senior Wealth Management Consultant

Tel: 416-359-5862


As a member of the Wealth Management Consulting team, Brett brings together the knowledge and experience of our in-house tax and estate professionals and works with Investment Advisors and their clients to develop sound wealth management plans.

He provides support and direction about complex issues such as retirement and distribution planning, tax planning, cash management, estate and gift planning, transition planning and charitable giving.

Prior to joining BMO Nesbitt Burns, Brett worked at several major investment management firms. He joined the financial services industry after retiring from a rewarding and successful 20 year career in the Canadian Military.

Brett has been in the financial services industry for over 15 years and holds the Certified Financial Planner (CFP) and Canadian Investment Manager (CIM) designations and is a Fellow of the Canadian Securities Institute (FCSI).


Tony Stephens
Senior Vice President, Estate & Insurance Advisor

Tel: 416-359-5212

Working with high net worth clients for nearly 50 years, Tony Stephens has excelled in a wide range of roles in the financial services industry and private consulting. For the past 30 years he has specialized in insurance and estate planning strategies, having joined BMO Estate Insurance Advisory Services in 1997. His profound depth of experience allows his clients to feel very high levels of clarity, comfort and trust.

Exceptional speaking and listening skills are integral to Tony’s approach. He has given keynote speeches to audiences of up to 800 for blue-chip organizations including BMO and Manulife Financial. His listening skills are illustrated by an ability to take a very complex idea and turn it into something simple. The benefit for clients is clarity in their minds about what they are doing, and why they are doing it.

Tony is a woodworker, an avid golfer, and enjoys travelling with his wife, Pam. They have been married for 29 years and have three sons.


Rhonda Blanch
Estate & Insurance Advisor

Tel: 416-359-7650
Rhonda began her career in the financial services industry in 2001 and joined BMO Estate Insurance Advisory Services in 2013. A CFP® professional, Rhonda employs a comprehensive process to understand and assess your wealth management needs. Her objective is to ensure you meet your specific goals for building, preserving and passing on your wealth.

Where appropriate, insurance-based strategies are implemented to provide tax sheltered investment accumulation, mitigate financial risk, create tax-efficient income, and reduce investment and estate taxes.