The Architect Program is a new kind of managed account solution – a unified managed account (UMA) that brings together the best of mutual fund investing (broad and accessible diversification) with the best of separately managed accounts (institutional money management, customized portfolios, and direct ownership of the underlying securities). All brought together in one coordinated portfolio, with all the rigorous oversight and due diligence from our internal and external teams. The BluePrint Program provides access to BMO Capital Markets top-rated investment research and professional portfolio managers. Through the BluePrint Program, clients have access to nine portfolios that are fully managed on a segregated account basis for a low competitive fee. Clients can choose from Canadian Equity, U.S. Equity, Total Equity, two balanced portfolios and four fixed income portfolios. The Quadrant Program is a high end mutual fund wrap program that leverages the expertise of BMO Nesbitt Burns, SEI Investments (SEI), some of the world’s most talented money managers and state of the art investment process and technology to control risk while providing the potential of superior risk adjusted return relative to traditional investment vehicles.