Incorporating Permanent Life Insurance Into Your Financial Plan

Various Types/Options

  • Whole Life                        
  • Universal Life
  • Participating   

Benefits

  • Provides financial security
  • Protects the value of the estate
  • Tax efficient transfer of wealth

Common Features

  • Coverage For Life – If premiums are paid, the policy does not expire
  • Level Premiums – Premiums do not increase
  • Tax Free Benefit – Paid direct to your beneficiaries, tax free
  • Cash Value – Opportunity for the investment portion to grow, with the possibility to withdraw or borrow (tax implications and/or a reduction of benefit may apply)