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Home
Our Approach
Collaboration
Client Approach
Wealth Management
Integrated Wealth Management
Financial Planning
Portfolio Management
BMO Architect
Our Team
Our Team
Our Partners
Publications
Contact Us
☰
Home
Our Approach
Collaboration
Client Approach
Wealth Management
Integrated Wealth Management
Financial Planning
Portfolio Management
BMO Architect
Our Team
Our Team
Our Partners
Publications
Contact Us
Language - English
English
Français
Publications
Retirement Planning
Tax Planning Strategies
Taking Money Out Of An RESP
This article provides information on how, and when, to withdraw funds from an RESP, as well as information on qualifying educational institutions and programs. In situations where the RESP beneficiary decides not to pursue post-secondary studies or leaves before completing a qualifying program, the subscriber of the plan must decide what to do with the money that has accumulated in the RESP.
Taking Money Out Of An RESP
Canadian Ownership of U.S. Real Property
Many Canadians enjoy spending time in the U.S., and at some point may consider the purchase of a U.S. vacation property. As a result, it is important for Canadians to fully understand U.S. reporting and tax issues related to their ownership of U.S. real property, in addition to any Canadian tax implications.
Canadian Ownership of U.S. Real Property
Having a TFSA works
Having a TFSA works. Get one working for you. Whether you’re saving for a new car, a home purchase, your child’s education or retirement, a TFSA can help you reach your financial goals sooner.
Having a TFSA works
Canadian Snowbirds and U.S. Income Tax
Although Canadian snowbirds reside in the U.S. for only a part of the year, there is the potential of being considered a U.S. resident and, in turn, having to pay U.S. income tax on the same basis as a permanent U.S. resident. This article outlines how the U.S. government determines whether you are a resident for income tax purposes; namely, it covers the criteria for meeting the Substantial Presence Test, Closer Connection Exception and the Canada U.S. Income Tax Treaty Tie-Breaker Rules.
Canadian Snowbirds and U.S. Income Tax
Managing Your Wealth
2025 Wealth Planning Facts & Figures
This is a helpful resource summarizing important tax, retirement and estate planning information.
2025 Wealth Planning Facts & Figures
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