BMO Estate Insurance Advisory Services
BMO Estate Insurance Advisory Services

2 Certainties: Death and Taxes


Insurance can be used as a strategy to grow your wealth, shelter and protect it.

Currently, there are 3 ways to grow your wealth tax free: your principal residence, your TFSA and insurance.


Certain types of insurance can create an additional annual tax shelter to grow your wealth and save taxes.


For business owners insurance can also create a tax-advantaged conduit to move money from your corporation to your family.


Insurance isn't just about paying your estate taxes, it's about helping you now and in the future.

Headshot of Matthew Pym

Matthew Pym

Estate & Insurance Advisor, Vice President

Matthew has worked in the insurance industry for over ten years and has a degree in Economics and Personal Financial Planning from Wilfrid Laurier University, as well as his Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU) designations. He has a passion for problem solving and finding unique estate planning and insurance solutions for clients through a mix of analysis and his past experience working on complex cases with clients.

BMO Estate Insurance Advisory Services delivers innovative and customized insurance solutions to clients through our Estate & Insurance Advisors (Financial Security Advisors in Quebec). We assess your wealth management needs and recommend insurance strategies that are designed to preserve, enhance, transfer and protect the wealth you’ve created. Whether you’re focused on growing your investments in a tax-efficient way, leaving a legacy to your heirs, or have concerns about adequate insurance coverage, we will collaborate with your advisor to help with your estate and insurance needs


BMO Estate Insurance Advisory Services
BMO Estate Insurance Advisory Services

- Creating Dependable Income Today, Tomorrow, Together -