You’ve accumulated substantial wealth over the years and want to protect what you cherish. Together with BMO Estate & Insurance Advisory Services, I can recommend strategies to help you preserve, enhance your wealth before, during and after retirement and then transfer it tax-efficiently to your loved ones.

I will collaborate with you and specialists at BMO Estate and Insurance Advisory Services to:

  • Ensure that you and your family have adequate insurance coverage that can preserve or enhance your estate, provide protection and risk management solutions in the event of critical illness or disability, and look after your family in the event of an untimely death.
  • Bring you a broad range of insurance products offered by some of the largest and most established insurers in Canada.
  • Objectively help you to explore your options and consider cost-effective solutions that are designed for your unique situation and timeline.
  • Use insurance as an excellent tool to preserve and enhance the value of your estate, minimize taxes, fund health care expenses and support your charitable giving goals.
  • Help you manage risk, seize opportunity and plan for taxation, health issues and longer life expectancies.
  • Assess your key personal and corporate risks and opportunities and point you towards flexible, cost-effective, multi-faceted insurance solutions that can help you preserve and enhance the wealth you’ve created.
  • Increase the financial resources available to you and your heirs, through:
    • Critical illness insurance
    • Disability insurance
    • Long-term care insurance
    • Whole life insurance (traditional whole life, universal life, variable life and variable universal life)
    • Term life insurance
    • Guaranteed life annuities
    • Business insurance
      • Key man insurance
      • Commercial property
      • General liability
      • Professional liability
      • Cybersecurity
      • Directors and officers
      • Crime
      • Business interruption