Registered Education Savings Plan
RESP & Canada Education Savings Grant
An investment in your child's post secondary education is a gift that will benefit your child for the rest of his or her life. With the Canada Education Savings Grant, RESPs have become one of the best ways to save for your child's education. This article reviews the basic RESP fules and outlines the main features of the CESG.


Individuals, 18 years of age and older, can contribute up to $5,500 per year to a Tax-Free Savings Account (TFSA) where the holdings grow and earn income tax-free.

The TFSA may be a suitable savings vehicle for you, depending on your financial goals. Given the tax-free nature of the investment income and flexibility regarding withdrawals and re-contributions, there are many options we could explore and take advantage of.

Whether you have short, medium or long-term savings goals, I can help you determine a strategy that is right for you. The savings you build in the TFSA can be used at anytime and for multiple purposes - it’s completely up to you!