November Newsletter

Megan Lisowski - Nov 03, 2023

At anytime, if you would like to speak with us, please do not hesitate to reach us directly by phone 905-727-5040 or email  We would be happy to setup an in-person meeting, phone meeting or virtual meeting at a time that is convenient for you. We look forward to reviewing your portfolio and wealth plan as well as answering any questions you may have.

**Please note First Home Savings Accounts are now available to be opened at BMO Nesbitt Burns. Please contact us if you have any questions.**


Market and Portfolio Update

Rally Time! Or Rally Time?

Markets continues to have a rough fall to date, actually touching what would be considered a “bear market”. From a seasonal point of view however, we also begin to see the fall rally. Historically the best six moths of the year for the stock market begin October 28th. And incidentally markets touched that recent bottom here on October 26th and are quickly bouncing and look to be moving higher.



Monthly Features

8 Tips to Bulletproof Your Will

In a perfect world, your final wishes would be carried out just as you wish. In Canada, you generally have testamentary freedom, which means you are allowed to distribute your estate in the manner you choose, as stated by your Will. However, there are some limits on this depending on various factors including common law, marital status, blended families, minors, adult children and dependants. Read more


War and Higher Rates

Market Insights October 26, 2023

The human toll in both the Middle East and Ukraine is heartbreaking, with no end to these conflicts in sight. Where the markets are concerned, these events have contributed to short-term bond and stock volatility but, in our opinion, a far bigger driver for the markets has been inflation and the relentless rise in interest rates during 2023. But not all is lost. Read more


We hope you enjoyed this month's newsletter.

We are dedicated to keeping you informed and believe that higher, continuous education will push the securities industry to become more inclusive, transparent and accessible.

If you know someone who can benefit from what you have learned today, please feel free to forward this newsletter to them.




Warm regards,

John Ridd, Victor Lu, and Megan Lisowski

Ridd and Associates Wealth Advisory Group