Wealth Management

At BMO Private Wealth, we have all of your wealth management needs covered.
To help you accumulate, manage and preserve personal wealth, we provide a full range of wealth services. With our in-house specialists and access to the expert resources within BMO Financial Group, we have the services and resources you need to reach your financial goals.

  • Goal setting
  • Cash flow analysis
  • Net worth assessment
  • Investment planning
  • Retirement planning
  • Income and asset protection
  • Estate planning
  • Tax efficiency

 

  • Establishment of investment objectives
  • Asset allocation strategy development
  • Portfolio design and security selection
  • Investment management and advice
  • Selection and monitoring of investment managers
  • Periodic portfolio reviews and rebalancing

 

  • Identify goals
  • Evaluate expected income
  • Develop a tax-efficient income strategy at retirement

 

  • Effective credit management - mortgage, line of credit, personal and business loans
  • Cash management

 

  • Access to commercial banking specialists
  • Business investment management
  • Succession planning and business transfer assistance

 

  • Review current and future tax situations
  • Uncover opportunities to save taxes or defer taxation
  • Develop strategies to cover future tax liabilities

 

  • Income continuance planning (Life & Disability Insurance)
  • Develop asset protection strategies (Mortgage life insurance, Business continuance insurance, Critical insurance, Long-term care insurance for estates)
  • Assess current and potential estate value
  • Determine obligations (Debt, Dependents, Taxes and Probate costs)
  • Identify estate planning issues and opportunities
  • Devise strategies to fund obligations and wishes

 

  • Donor advised funds
  • Private foundations