Corporate Executives

Corporate Executives

We help our senior executives minimize taxes, manage their options strategies and create a wealth plan that is unique to their goals and circumstance.

With over 25 years of combined experience advising executives, our knowledgeable professionals work to help simplify your finances, and make managing your wealth more enjoyable and less burdensome.

Our ongoing management process ensures that your financial strategies evolve with your changing needs to secure your financial future. By being advisors you can trust and offering the personalized guidance you need, we help you confidently adjust to any unexpected financial event, so that you can comfortably pursue the life aspirations that are most important to you.

Individual Pension Plans (IPPs)
RRSPs contribution limits make it hard for above-average income earners to save tax-efficiently for retirement. An Individual Pension Plan (IPP) can be an effective strategy that helps you maximize your retirement funding and reduce business taxes. These are ideal for business owners, incorporated professionals or key employees such as senior executives between the ages of 40 and 71, with T4 income in excess of $125,000.

Employee Stock Option Plans (ESOPs)
Some estimates suggest that as much as 40% of all employee stock option grants expire worthless. We provide hedging strategies and tax planning advice to assist you in exercising your company stock options in a low risk, cost effective, tax efficient way.

Trust Services
We work with your legal team or recommend specialists to address your needs and ensure your family is protected, no matter what circumstance you are trying to manage. We can work with any delegated trustee, or we can provide trust and administrative services for you. We help you and your family create strategies for estate planning and/or tax minimization with personal trusts, irrevocable life insurance trusts, charitable trusts and special asset trusts.

Complete Banking
Our banking partners around the country can provide a complete array of banking services from cash management and provision of debt facilities, to mortgages and lines of credit. Our corporate financing activities include assistance with Initial Public Offerings (IPOs) and private placements.

Group RRSP/Savings Plans
A Group Savings Plan, including group RRSPs, can help you build and retain a sound work force. To ensure you get the expertise you need, we provide access to the BMO Financial Group Plan Services Team.