A disciplined, research-driven approach

We build customized portfolios designed around each client’s goals, risk tolerance, time horizon, income needs, and tax considerations. Our objective is to protect and grow wealth over the long term through thoughtful analysis, disciplined decision-making, and a clear investment strategy.

Portfolios modeled around you

Every client’s circumstances are different. We consider how your wealth was created, the risks you already hold, and what your portfolio needs to accomplish.

Your portfolio may be designed to support:

  • Long-term growth through capital appreciation
  • Diversification beyond concentrated business or industry exposure
  • Income needs through dependable monthly or annual cash flow
  • Tax efficiency across personal, corporate, and registered accounts
  • Capital preservation within an appropriate level of risk

These priorities are reflected in a personalized Investment Policy Statement that establishes the purpose, structure, and parameters of your portfolio.

Our investment philosophy

We view stocks as ownership interests in businesses, not simply prices on a screen. Our research focuses on identifying high-quality companies with:

  • Durable competitive advantages
  • Strong returns on invested capital
  • Growing and sustainable cash flows
  • Sound balance sheets
  • Capable and effective leadership

We aim to invest when the value of a business is greater than the price being offered and hold those investments for the long term. We do not attempt to speculate on short-term market movements. Instead, we rely on fundamental research, patient ownership, and consistent decision-making.

Discretionary portfolio management

We generally manage client portfolios on a discretionary basis through the BMO Nesbitt Burns Managed Portfolio Account® program. This allows our Portfolio Managers to make day-to-day investment decisions while remaining within the guidelines established with each client.

Your Investment Policy Statement defines:

  • Investment objectives
  • Risk and return parameters
  • Target asset allocation
  • Time horizon
  • Income requirements
  • Other considerations unique to your circumstances

This structure allows us to respond when opportunities arise or market conditions change while remaining accountable to your long-term strategy.

Clear and transparent fees

Managed Portfolio Account clients pay an asset-based fee covering discretionary portfolio management, custody, reporting, and access to integrated wealth advice. This structure is intended to be clear and transparent, allowing clients to understand how they are charged and the services included.