We will put an overarching bespoke Wealth Plan in place, making sure all the different components work together.
Helping you grow and preserve your wealth is our top priority. We manage your investments in a customized manner reflecting your goals, specifications, risk tolerance and needs, with prudence and discipline. We closely monitor diversification across asset classes to manage risk. We always seek to minimize tax and are fees are competitive and transparent.
We will also address your need for cash flow and stable returns. Our investment recommendations are based on top-ranked BMO Capital Markets’ and select third-party research to ensure that your portfolio generates long-term returns consistent with your investor profile.
The BMO Nesbitt Burns Architect Program brings you access to institutional-calibre investment managers, enhanced diversification and active portfolio oversight. It ensures that your returns justify the risk you’re taking and that you get paid for taking those risks.
Architect is fully customizable and can be very tax-efficient in your corporation. Your portfolio is rebalanced quarterly to maintain your objectives and year-end tax harvesting minimizes tax reporting. We can combine various managers with different specializations and use mutual funds for some categories that are not large enough in the portfolio to warrant using individual stocks or bonds. The mutual funds are held in the same account as your managed stocks or bonds, according to your unique parameters. Finally, this account even allows us to use low-cost exchange traded funds (ETFs) to build broad diversification at a very low cost. Plus, BMO’s Portfolio Overlay Team provides oversight.
As a Certified Financial Planner (CFP®), Peter Kennedy is highly qualified to help you plan for a great retirement and address your complete financial needs. We work closely with BMO wealth planning specialists to help you plan to achieve your goals as you define them. The key is to diversify intelligently so that all your assets are not held within your practice or business.
Services include: • High net worth planning • Retirement planning • Tax planning • Trust and executor services • Insurance and risk management • Estate planning • Practice or business succession planning • Education savings planning • Mortgage and credit advice • Philanthropy and legacy creation