Retirees

Two retirees, a couple, walking in the park
Case study
 
A retired dentist sold his practice to his son about three years ago. However, he continues on as a consultant roughly ten days a month. His spouse is a cancer survivor and has been cancer free for the past two years. One of his motivations for leaving active practice was to spend more time with her. They have three children and seven grandchildren with whom they are very close.

 
Factors to consider

  • Wealth preservation and income strategies

  • Banking and cash management

  • Charitable giving

 
How we’ve helped

  • To help the dentist and his spouse spend quality time together, we completed a retirement analysis to show them how long their income and investments would sustain their desired lifestyle.

  • We rebalanced their portfolios to generate a mix of interest, dividends and capital gains to maximize their after-tax income based on their risk tolerance.

  • We introduced them to an Estate and Insurance Advisor to review their estate planning needs and potential insurance-based income strategies.

  • We assisted them in setting up a donor advised fund through the BMO Nesbitt Burns Charitable Giving Program to support local cancer survivors.


Let’s develop together the strategy that is right for you.
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