Research and Market Updates


Our experts provide an overview of recent global events and their impact on the markets.
Global Markets Commentary
Rates Scenario, covering currencies and markets outside of the U.S. and Canada.
Rates Scenario
The 2023 Federal Budget Review was prepared by our in-house BMO Private Wealth tax professionals: John Waters, Vice-President, Director of Tax Consulting Services and Dante Rossi, Director, Tax Planning.
2023 Federal Budget Review
Understanding the Three Major Asset Classes:Cash, Bonds and Stocks
Investing Handbook

Estate and Succession Planning


Estate Planning for Spouses and Children Using Testamentary Trusts
Estate Planning for Spouses and Children Using Testamentary Trusts
The attached article – Preparing Your Last Will and Testament – explains various aspects of Will preparation including, the importance of appointing an appropriate executor, life events that warrant a Will review and the use of testamentary trusts.
Preparing Your Last Will and Testament
Executor's Task List
Executor's Task List

Education and Knowledge


The Tax-Free Savings Account (TFSA) is a savings plan that allows Canadians to invest and earn tax-free returns. Any income (interest, dividends, and capital gains) earned is tax-free.
Tax-Free Savings Account (TFSA)
In the 2022 Federal budget, the Canadian government proposed the introduction of the tax-free First Home Savings Account (“FHSA”). This new registered plan enables prospective first-time home buyers to contribute up to $40,000 toward saving for their first home on a tax-free basis. Similar to a Registered Retirement Savings Plan (“RRSP”), contributions to an FHSA are tax-deductible, and withdrawals to purchase a first home – including from investment income – are non-taxable, like a Tax-Free Savings Account (“TFSA”).
First Home Savings Account
This book provides an overview of saving for post-secondary education with emphasis on RESPs and the Canada Education Savings Grant. The book answers questions about plan set-up, types of plans, contribution limits and payments from the plan
The RESP Book
The RRSP Book
The RRSP Book
The RRIF Book
The RRIF Book
When a child starts to receive or earn their own money through an allowance, family gifts or a part-time job, their natural instinct is to spend it all. However, it’s never too early to start teaching children the importance of savings, and to respect the fact that money can also serve other goals, like sharing it to help others.
Teaching your children about money