We have made the conscious decision to limit our client base to a much more focused group of individuals than most investment teams manage. In so doing we can spend more time on each of our clients, fine tuning their portfolios, examining their financial plans and tax structures, communicating with them, etc.
While we can customize any aspect of how we work together our typical client is looking for us to exercise complete discretion on their holdings and manage to their pre-defined goals. In other words they are putting us in control to manage their affairs so that they can manage their business and family life. We have been trusted to guide families from a variety of backgrounds. This includes business owners, professionals, public figures and corporations.
Having peace of mind with their finances is a top priority for our clients. They are looking for us to act as their stewards of capital and to preserve and grow their wealth at a reasonable pace.
Pre-or Post-Retiree? We can guide you through an effective and holistic planning process in areas such as intergenerational wealth transfer, cash flow, long-term care, retirement and estate planning (including counsel at family meetings to share thoughts, wishes and objectives); establishing/updating wills and powers of attorney; using insurance as a safety net; and appointing an appropriate executor to ensure your benefactors are secured for the future. Young Professional? We can work with you on a financial plan that reflects your priorities, ambitions, and long-term financial horizon – counsel around home ownership, debt management, stewardship of family wealth, saving and investing for retirement, and professional referrals to help you build a trusted network. Business Owner/Entrepreneur? Whether start-up or mature business, we can help align your personal goals and priorities with the income-generating needs you face as an owner, including cash-flow management, preservation of capital, financing, tax and succession planning, etc. Parent, Guardian or Primary Caregiver? We can assist you in preparing an effective education savings plan that includes calculating the cost of a post-secondary education; creating a savings strategy; determining account types in an RESP; advice on balancing financial priorities; and implementing, and monitoring, your educational plan. Living with a Disability or Caring for Someone with a Disability? We can address ways to improve your financial well-being through solutions that include potential government benefits and tax credits, and developing a financial plan with decision-making directives and insurance alternatives.
CT Wealth Management Group