Government of Canada releases Spring Economic Update 2026

On April 28, 2026, the Federal government released its fiscal update entitled Canada Strong For All – Spring Economic Update (SEU). ...

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Starting strong: A financial checklist for new grads

Graduating from university marks the beginning of a new chapter; one filled with opportunities to pursue your career goals and chase your personal dreams....

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Weekly Strategy Perspectives: Between the Lines: What to Watch for This Earnings Season

Earnings season is here (finally), providing the potential for keen insights into important macro themes. While AI can easily spit out summaries of the action, it’s the nuance of what’s not said....

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Geopolitics, inflation and the resiliency of markets

Geopolitics, persistent inflation, tariffs and rising government debt continue to shape the economic outlook across Canada, the U.S. and global markets. Yet despite heightened uncertainty and volatility, markets have proven remarkably resilient....

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Weekly Strategy Perspectives: Industrial Renaissance

AI and the infrastructure needed to support its development and use have dominated much of the narrative – and stock market performance – since the release of ChatGPT in November 2022....

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Middle East Conflict: Revisiting Investment Strategies and Geopolitical Risk

Markets have been resilient to volatility created by the Middle East conflict, but the effects on energy costs, supply chains and inflation are still working their way through the system....

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Weekly Strategy Perspectives: Portrait of the Consumer

Personal consumption represents the largest single component of economic activity in both the U.S. and Canada, yet key factors that influence it are frequently mischaracterized or misjudged....

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Global Trade Outlook: Tariff Risks and Energy Shock

Steve Verheul, Former Chief Trade Negotiator for Canada, will join a panel of BMO experts to share insights on the trade outlook and how businesses and investors can prepare....

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Weekly Strategy Perspectives: Bonds Behaving Badly

Fixed income markets have had a rough go of it in the last couple months....

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Middle East Conflict: Economic and Market Ripple Effects

Geopolitical tensions in the Middle East and significant energy supply disruptions are reshaping the global economic and market landscape....

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Retirement Planning Calculator Tool

This Retirement calculator will allow you to input assumptions to generate a retirement illustration and a tool for estimating income in retirement.  This self-input calculator tool will provide a good high level summary while we would develop a more comprehensive tax optimized plan for our clients using our access to a more detailed and sophisticated planning software when we meet.  Enjoy!

https://www.bmo.com/financial-calculators/retirement-savings/

 

Portfolio

To Preserve & Protect Your Legacy

Managing the Health of Your Wealth by Building Smarter Portfolios

 

We believe the greatest opportunity for clients to achieve their investment objectives and to realize optimal risk-adjusted returns is by using a well-constructed portfolio combining active, passive and alternative strategies allocated to meet their unique needs. Given all of these factors, we believe portfolio construction efforts should focus on seeking a balance between growth potential and downside protection. This means being sensitive to stock valuations, ensuring wide-ranging diversification and focusing on income.
 



In its broadest sense, diversification means exposure to a variety of asset classes that have historically had lower correlations to each other.  For many investors, this could mean adding real estate, international exposure and alternative strategies (such as long-short, absolute return, and market neutral mandates) to their portfolios.

Our Portfolio construct provides adequate and prudent diversification to global equity markets and fixed income, while incorporating an allocation to Absolute Return managers. 

Please contact us to learn more about our portfolio construct and historical performance.
 

Why Select a CFA

Why Choose a CFA?

The Case for Passive VS Active US Equity

Historically, the US equity market as represented by the S&P 500 Index, has been extremely difficult to beat!  In the past 15 years, less than 3% of Active Managers have been able to Outperform the Index. 

The S&P 500 is highly efficient, liquid, and does not suffer from high single security concentration risk (ie. like the TSX Index has in Canada in the past with Nortel, RIM, Valeant, and Shopify today). 

Please click here to see the latest SPIVA research on how difficult it is to outperform the S&P 500 US equity index.  This is why our core strategy for US equity market exposure is a Passive US Equity allocation incorporating low cost Index ETFs.

Benefits of Alternatives

With markets at all-time highs, volatility at multi-year lows, high equity market valuations and general political and economic uncertainty, investors have a desire to protect capital and earn a competitive return. Absolute Return Strategies are often utilized by High Net Worth families to Enhance Returns & Add Downside Protection to complement Traditional Portfolio Asset Exposures.

Click here to discover the Power & Benefits of Adding Alternatives to your Portfolio!