As a full-service wealth management team, we offer a wide variety of services and products to meet the diverse needs of investors. Our strength as a Wealth Advisory Group is our commitment to providing quality advice, communicating in an open and consistent manner, and providing an outstanding experience through customer service and education. To learn more about the superior managed products offered by the Currie & Cookman Wealth Advisory Group and BMO Nesbitt Burns please see below.
It's human nature to seek out services we need based on a trusted personal recommendation. You likely have friends or colleagues who are concerned about where to turn for effective wealth management advice. If you are a client and think someone you know could benefit from the kind of collaboration we have, please consider recommending our services to them. They would be getting a recommendation from a source they trust - and we would be most appreciative! Simply call our office or e-mail Scott Currie or Kent Cookman directly.
We use a detailed Retirement Analysis Questionnaire to prepare a comprehensive investment plan which analyzes the following areas:
net worth statement
education needs for your children
and a transition plan for employed individuals changing careers.
When reviewing your retirement savings, the one question that individuals invariably seek to answer is: Will I outlive my savings or will my savings outlive me? Our sophisticated planning software is a powerful retirement analysis program created by BMO Nesbitt Burns. Using this tool combined with the Retirement Analysis Questionnaire, we can help provide answers to those questions.
With access to the comprehensive resources and expertise of the BMO Financial Group, our team consults with various groups. These groups consist of our top-rated economic research team, in-house investment specialists, and some of the world's top rated Investment Managers.
BMO Nesbitt Burns Meridian Program Meridian is a fee-based non-discretionary program that allows you and your Investment Advisor to work together to build and manage your portfolio, without paying commissions on each trade. You’ll pay one annual fee that provides you with a generous trade allotment based on your investable assets, allowing you and your Investment Advisor to focus on realizing your objectives without concern about individual trading costs. This program is suitable for investors who want maximum control of their investments with the flexibility to execute trades online or through their Investment Advisor. With Meridian you’ll receive the benefit of BMO Nesbitt Burns’ expertise, recommendations and guidance to make investment decisions based on advice, instead of the cost of implementation. BMO Nesbitt Burns Architect Program Delivering the highest level of customization and diversification, the BMO Nesbitt Burns Architect Program combines professionally managed investment portfolios with complementary client-directed investment vehicles – all within a single solution and for a predictable, transparent fee. Through the expertise of a BMO Nesbitt Burns Investment Advisor, Architect provides access to world-class investment portfolios that align to your specific investment preferences and tolerance for risk. With Architect, you’ll also have rigorous oversight performed by BMO Nesbitt Burns’ highly experienced due diligence teams, to make certain your portfolio stays true to its stated objectives. BMO Nesbitt Burns Quadrant Program The BMO Nesbitt Burns Quadrant Program (Quadrant) provides a professionally managed investment solution aligned to your financial goals and objectives. Through Quadrant, investors benefit from a diversified portfolio managed by SEI Investments, a world leader in portfolio construction and asset allocation. Respected for their disciplined and comprehensive approach to managing investments, SEI determines the ongoing optimal strategic asset allocations and then selects investment managers from around the globe to participate in the management of each Quadrant portfolio. The result is reduced risk and volatility, combined with the potential for enhanced returns. BMO Nesbitt Burns Managed Portfolio Account Program The BMO Nesbitt Burns Managed Portfolio Account establishes a direct relationship between you and an accredited BMO Nesbitt Burns Portfolio Manager, who oversees your wealth and makes informed investment decisions on your behalf. With your portfolio in the hands of a dedicated professional you trust, you’ll have the peace of mind that comes from knowing that your Portfolio Manager is backed by the extensive knowledge and resources of BMO Financial Group. For a brief summary of BMO Nesbitt Burns' 'Fee for Advice Solutions' please click here.
As a BMO Nesbitt Burns Client, you have access to our online account information portal, Gateway . It allows you to view your holdings, check transactions, obtain customized charts and much more. With the cost of post-secondary education in Canada steadily rising, many parents are looking for ways to fund their children’s future educational needs. At BMO Nesbitt Burns, our experience has shown that a dedicated savings strategy, including a Registered Education Savings Plan, can help ensure that the funds will be there when needed. In today’s economy, employees are often confronted with the prospect of having to change careers abruptly. The BMO Nesbitt Burns Transition Planner will help you evaluate severance and early retirement packages and ensure that your financial concerns are addressed. Our colleagues at BMO Bank of Montreal can assist you with your personal banking needs, including loans, mortgages and day-to-day banking.
For Estate planning purposes, we have gathered a few publications that will assist with such tasks as:
Creating and Updating a Will
An Executor`s Task List
An Executor`s Guide
Setting up a Power of Attorney
Considering Estate Probate fees and taxes
A good Estate Plan will provide you with the peace of mind that comes from knowing your family and financial affairs will be taken care of according to your wishes. This will include utilizing the advice provided by our Estate and Insurance Advisor. Working with your BMO Nesbitt Burns Investment Advisor, our Estate Advisor will help to ensure that your estate and insurance needs are on solid financial ground, with an eye to providing for your family while you are living and to transferring your estate to your beneficiaries in a tax-efficient manner when you pass on. A good estate plan is tailored to your particular financial and lifestyle objectives. It should anticipate your future needs, as well as encompass the present. You can start by learning more about the issues surrounding estate planning from your Investment Advisor. Together with our Estate and Insurance Advisor, they will work with you to develop a plan that will help you meet your personal and financial needs and goals.