Optimizing Your Portfolio

At the Dell’Anno Group, capital preservation is our main focus. We construct portfolios designed to enhance investment return potential while attempting to limit the volatility of returns.

Our approach is based on the belief that active management (strategically buying and selling securities) outperforms a passive approach (buying and holding long-term) as it provides more consistent value-added returns with less volatility, particularly in weak markets. We practice active management, not only at the security selection level but also at the asset allocation level, aiming to produce higher risk-adjusted returns.

Goals-based wealth management

Trust is essential to smart investing, and it can only be built through strong, long-term client-advisor relationships. Before we make recommendations regarding your investments or wealth planning, we will devote the time necessary to get to know you and your family and business in depth.

Once we have a sound understanding of your goals, needs, fears, wealth structure, time horizon, liabilities and preferences, we are well-positioned to build a tailored portfolio and comprehensive Wealth Plan to address them. We are also available to help you make pragmatic financial decisions that can help you achieve your vision of success.

Optimizing your portfolio

Whether you are at the pre-retirement or post-retirement stage, we will design a prudent investment plan that best suits your needs. As part of BMO Private Wealth, we have the ability to build a portfolio that is customized to suit your needs no matter how complex and sophisticated they may be.

Discovery. First, we will obtain a clear understanding of your long-term objectives, appetite for risk, need for cash flow and stable returns, and the current tax efficiency of your investment strategy.

Discipline. Then, we will integrate your goals into a disciplined, premium-quality, balanced portfolio, applying our prudent, structured, conservative approach that emphasizes risk management, diversification across asset classes and tax-efficient asset allocation. We seek long-term steady growth rather than the latest “one-hit wonders.”

Risk management. Our team builds all-season portfolios designed to thrive even through difficult markets. We take a consistent approach during all cycles, striving for good, risk-adjusted returns through diversification across several sectors, tailored asset allocation, security selection for growth and value, and our active management strategy.

Customization. Paying attention to your precise risk tolerance, we will design and monitor a unique portfolio based on your individual parameters. Our goal is to maximize your long-term growth potential while creating a tax-wise, consistent income stream for retirement.

Due diligence. Our investment recommendations are based on industry-leading research coverage from BMO Capital Markets and select third-party research to make certain that your portfolio is prudently invested and focused on generating long-term returns consistent with your profile.

We continually rebalance our portfolios to keep our numbers on track. That is, we recalibrate to maintain the asset allocation percentages we have agreed upon. This is key to your long-term success.

 

The BMO Private Wealth Architect Program. This account delivers numerous benefits all in one simple, convenience account:

  • Customized and totally integrated investment solutions
  • Access to institutional-calibre investment managers, enhanced diversification, active portfolio oversight and nimbleness to allow for market shifts
  • Portfolio rebalancing quarterly to maintain your objectives and year-end tax harvesting to minimize tax reporting
  • A combination of discretionary investing (in which you entrust the decision-making to us) and non-discretionary investments (in which we obtain your permission for every trade), and the best of a separately managed account and a traditional investment account
  • Multiple levels of due diligence
  • The freedom to combine various managers with different specializations and to use mutual funds for some categories that are not large enough in the portfolio to warrant using individual stocks or bonds
  • The ability to use low-cost exchange traded funds (ETFs) to build broad diversification at a very low cost
  • Access to F-class funds and individual securities

 

The Architect account includes:

  • Advice on how to achieve your goals and objectives
  • Creation of an Investment Policy Statement, a customized document that outlines your preferences, risk tolerance and other parameters
  • Recommendations on establishing an asset mix strategy to meet goals
  • An investment strategy
  • Execution of portfolio transactions on your behalf to meet your strategy objectives
  • Investment integrity through ongoing monitoring and review of portfolios and objectives
  • Continuous monitoring of your account to ensure it is being managed according to your needs
  • Research on, and selection of, managers appropriate for your portfolio
  • Ongoing review of managers’ performance
  • Comprehensive reporting to help you monitor the progress of your portfolio