Richard Cheng, FCSI, CIM

Senior Portfolio Manager, Senior Investment Advisor, & Senior Wealth Advisor

“My passion is to deliver on your vision thru prudent financial advice”

Richard is a Senior Portfolio Manager, Chartered Investment Manager and a Fellow of the Canadian Securities Institute (FCSI) - the highest honor and most senior credential granted in Canadian Financial Services. Since the 1980s, he has been highly successful in providing sound financial advice to his high net-worth clients. After starting in the industry in 1982, he formed the Cheng Wealth Advisory Group and currently manages over $200 million in assets.

He has been with BMO Nesbitt Burns for over 25 years, working in the capacity of Senior Portfolio Manager and Senior Wealth Advisor. For two decades, Richard has also been a member of the highest ranked Investment Advisors of the firm across the country.

His passion extends to the kitchen where he enjoys cooking at home for his wife, Kathy.

Clara Lum, CIM

Portfolio Manager, Senior Wealth Associate, & Financial Planner

“My goal is to provide our clients with customized wealth planning solutions unique to their life goals and deliver on portfolio management solutions”

Clara is a Portfolio Manager, Chartered Investment Manager and Financial Planner. She started in the business in 1993 and joined Richard's team over ten year ago. Clara currently assists in managing your portfolio, financial planning and client services.

She is available to answer questions regarding markets, or to discuss your financial and estate planning goals.

She enjoys spending time with her husband, Brian, and keeps active around town running along the sea wall, hiking, sailing and sharing healthy eating recipes.

James Chu

Senior Investment Associate

“Deliver peace of mind to our clients with good service, efficient investment management, and timely advice tailored to their circumstances and needs”

James has been assisting Richard's clients with their administration and portfolio questions since 1994. With an MBA from UBC, he brings over 20 years of industry experience including over 15 years with Richard's team.

He is readily available to answer any portfolio questions or to chat about the markets.

If you ever get an opportunity, James is a wealth of information on World War II and anything about Star Trek! You can also catch him running downtown most of the week after work.

Janet Tsoi

Senior Wealth Associate

“My goal is to build the client base for ourselves and our BMO partners”

Janet assists us with developing new business opportunities and marketing solutions. She brings over ten years of financial industry experience and has a Bachelor of Commerce from UBC. Prior to joining the industry, she was running her own business for 18 years with annual sales of up to $12 million.

Outside the office, she actively volunteers her time in the community. She was former Vice Chair of S.U.C.C.E.S.S., former Board of Director of the S.U.C.C.E.S.S. Foundation and Community Care Foundation.

She enjoys doing yoga, reading historical novels, and as a proud mother spends time with her two children, Jacqueline and Justin.

Regeza Panganiban

Senior Administration Associate

“I aim to please by ensuring that the cogs of the CH Wealth Advisory machine run smoothly, and all client requests are facilitated swiftly, proficiently and with a smile”

To many of the team’s longest clients, Regeza is a familiar name having started her career with Richard in 1992! Throughout her career, spanning 30+ years in the industry, Regeza has accumulated additional experience in various positions ranging from marketing to management. Returning to BC from the east coast in 2003, Regeza brings relevant industry expertise to serve the Team’s administrative and communication needs.
In her spare time, you can find Regeza and her green thumb tending to her growing garden or cycling with family and friends – including her beloved husband Bret and beautiful rescue pup, Roadie.

Sheraton Wu

Administration Associate

“My goal is to keep the wheels seamlessly turning on the administration front to ensure things move efficiently and quickly”

Sheraton joined the Cheng Wealth Advisory Group in 2020 during the pandemic. He is aptly nicknamed the “Wizard”, because of his in-depth knowledge on all things tech, stocks, and finance. Sheraton has obtained his CSC and CPH and is working toward adding CFA credentials to his resume. Prior to joining the group, Sheraton worked in retail banking, insurance, and hospitality. He is fluent in English and Mandarin.
In his spare time, you can bet that Sheraton is out feeding his “foodie” appetite, trying different and new restaurants, or watching films. He loves keeping his pulse on meme stocks, cryptocurrency, and other frenzy financial asset bubbles.

Parmis Ghodsi

Administration Associate

“My goal is to provide utmost excellence in client service by facilitating key administrative needs for our clients as they move through life transitions”
Parmis is the newest addition to the Cheng Wealth Advisory Group, having joined the group in January 2022. During the pandemic, Parmis serendipitously found herself in the financial world at BMO Nesbitt Burns, where she developed a curiosity for financial literacy. She loved it so much that she never left. Prior to joining the group, Parmis worked in digital marketing for 4 years, ranging from account and client management at an agency to founding the first boutique influencer marketing agency in the city. From there, she worked in education for 3 years, finding her niche working with children fostering their mindfulness and social and emotional learning. As a fully licensed Admin Associate, Parmis now assists client's with their administrative and client service matters relating to their portfolio management. 
On evenings and weekends, you can find Parmis with her BFF, a Cavalier King Charles Spaniel named Toby, walking the seawall, hiking the North Shore Mountains, or playing tennis. She is an avid nature enthusiast, often spending her free time adventuring and exploring the abundance of natural beauty this world has to offer.