We begin the process by interviewing you to get an understanding of where you want to be – your goals – and where you are now – your situation.
You [and your family] need a strategic plan for the future and our process places an emphasis not only on preserving your current capital but also your future purchasing power. All of your goals, whether they are personal, business, community, or leisure oriented are considered.
After the interview, we provide you with a roadmap that addresses all of the cornerstones of wealth management that guides you on the journey from ‘here’ to ‘there’.
The Process Pillars
PROTECTION- As the guardians of your net worth, we will work with you, and your other advisors where needed, to provide strategies to manage the major eroders of wealth. These can include: inadequate planning, lack of advice, income loss, retirement income, health loss, asset decline, debt, taxation, and litigation.
LEGACY- We work with you to build a road map for the footprint you want to leave. This may encompass education for your family, estate planning, succession strategies for a business, charitable causes, or community projects.
GROWTH- Together, we consider your time horizon, net worth, occupation, liquidity, comfort level, tax environment, and other special circumstances to build an investment policy statement (IPS). This will provide the guide for intelligent growth of wealth for the long term.
MONITOR- We know that no situation is static so we vow to meet with you regularly to stay on top of your dynamic situation. Utilizing the extensive resources of BMO Nesbitt Burns, we monitor the policy environment that influences your situation and consult with internal and external experts to make informed decisions.
With this solid framework and process we can help you realize the goals you have for you, your family, your business and community.