Bachelor of Arts Honour, University of Guelph
Comprehensive Wealth Management
Estate and Insurance Planning*
Stephen Mallett provides comprehensive wealth management solutions to a wide variety of individual investors. Steve is not a "trader', nor does he time the market, knowing that a long-term approach to investing is paramount to successful financial planning. This framework is enhanced with strategic retirement and estate planning, and assistance with all insurance needs.
Steve's clients range from young individuals to families, retirees, business owners, professionals and senior executives. What they all have in common is a desire for a personalized financial management process that will help them realize their goals.
Background - Steve began his career in the investment industry thirteen years ago at BMO Nesbitt Burns and is an Investment Advisor in Toronto. His education, investment and business experience provide him with the expertise to help his clients develop an overall investment plan to achieve their long term goals.
Education & Training - Steve is an Honours graduate of the University of Guelph and has continued his education in the investment industry by achieving his Financial Management Advisor designation, is a Fellow of the Canadian Securities Institute and is currently working towards becoming a licensed discretionary portfolio manager.
To help achieve the individual goals of his clients and to provide optimum client service, Steve incorporates a variety of product and service strategies, including:
- Top-ranked BMO-Nesbitt Burns research**
- Technical analysis
- Annual or semi-annual client meetings - Customized portfolio performance reviews
- BMO Nesbitt Burns sophisticated planning software - a retirement analysis program
- Insurance, tax, and estate planning - offered by the Estate & Insurance Advisors of BMO Estate Insurance Advisory Services*
- Regular stock updates and commentary via email
- www.stevemallett.com - provides a source of investment material that Steve feels is of value to his clients
Fee-Based Programs and Services Utilized by Steve
The Advanced Program: Steve uses portfolio management specialists and professional investment managers to implement this discretionary fee-based program, requiring a minimum investment of $150,000. The program outlines in writing his clients unique investment goals, tax situations, risk tolerance and other special needs, which are then used as a blueprint to create an individually designed portfolio which is continually managed and monitored by professional investment managers.
The Meridian Program The Meridian Program offers the continued services of Steve combined with real-time stock quotes, access to BMO-Nesbitt Burns research, and a cash management account. It also combines flexible pricing and trading guidelines with the choice of online access and trading services, and a host of free banking features.
Navi Plan While no one can predict the future, it is possible to have goals and create a plan to achieve those goals more easily. BMO Nesbitt Burns Navi Plan objectively produces financial targets, notes shortfalls and creates a flexible strategy to help achieve those targets.
Gateway: This exclusive and fee based program allows Steve's clients access to their investments online 24 hours a day. A host of features includes entry to: account holdings, transaction history, cash balances, virtual portfolios, asset mix overviews, RRSP/RRIF details and BMO Nesbitt Burns research. Gateway is equipped with the strongest encryption technology available, making it completely secure.
Other Investment Products: Stocks, bonds, option strategies, tax-advantaged investments, money market instruments, GICs, new issues, annuities, etc. are some of the many other investment products available.
*Insurance services and products are offered through BMO Estate Insurance Advisory Services Inc., a wholly-owned subsidiary of BMO Nesbitt Burns Inc.