BMO Nesbitt Burns
255 Queens Ave.
BMO Nesbitt Burns
Bank of Montreal
739 Talbot Street
St. Thomas, ON
BMO Nesbitt Burns
Bank of Montreal
3 Talbot Street East
Make better investment choices by understanding and reducing bias. BMO Wealth Management provides insights and strategies around wealth planning and financial decisions to better prepare you for a confident financial future.
An IPP is a registered defined benefit pension plan typically established for the benefit of a single participant. Read more about the features and benefits of this publication.
An overview of registered plans in Canada including TFSAs, RRSPs, RESPs, LIRAs, IPPs and RDSPs
Our discussions with clients and prospective clients is broadly based.
Our wealth management approach provides our clients with a highly personalized process.
Wealth Themes is a monthly compilation of timely articles and tools from our experts and other BMO Financial Group partners.
This is a helpful resource summarizing important tax, retirement and estate planning information.
Having a TFSA works. Get one working for you. Whether you’re saving for a new car, a home purchase, your child’s education or retirement, a TFSA can help you reach your financial goals sooner.
With upfront knowledge of the cost of investing, you’re able to focus on developing a long-term plan that respects your tolerance for risk and will help you reach your wealth management objectives.
Fixed Income and Foreign Exchange Strategy. Outlines the firm’s short and medium-term interest rate and foreign exchange rate forecasts.
Our goal is to be a leader in investment research, providing investors with insight and actionable money-making investment ideas.
A look at what happened in the equity markets over the past week and an update on the earnings reports.
Strategic commentary and an overview of financial markets.
A Monthly Commodity Watch-Tracks BMO Capital Market's Commodity Price Index and provides commentary and forecasts.
Strategic commentary on fixed income and an overview of fixed income markets.
2021 Market Outlook – The Continuation of the Roaring Twenties Recovery, Rotation and Reflation
Knowing how the tax rules affect your investments is essential. Tax strategies that you should consider such as income splitting, charitable giving and estate planning.
As the tax filing deadline approaches, here are some reminders to help ensure you’re prepared to file your personal income tax return, and that you maximize your tax savings.
Since Canada represents only a small portion of the world’s capitalization, it may make sense to include some foreign investments in your portfolio. However, it is important to understand Canadian and other foreign tax implications of owning investments outside of Canada.
Are you a U.S. Citizen resident in Canada? Have you considered the income tax considerations?
Making a Donation to a registered charity can provide some very attractive income tax benefits.
While most Canadians are aware of the April 30 personal income tax filing deadline, there are other important tax deadlines that must be observed over the course of the year – especially if you want to take advantage of certain tax deductions and credits. This calendar summarizes several important dates on the tax calendar and offers some tips to help you with your overall wealth planning. Where a deadline falls on a weekend or a holiday recognized by the Canada Revenue Agency (“CRA”), the deadline is generally extended to the next business day.
New tax legislation which originated from the 2014 Federal Budget will take effect on January 1, 2016. These changes will have significant implications for existing and future testamentary, spousal, alter-ego and joint-partner trusts, as well as affecting testamentary charitable gifts. This article provides a brief summary of the upcoming changes.
Do you realize the consequences of appointing a non-resident executor in your Will?
Insurance is all about managing risk. A critical illness such as cancer, heart attack or stroke could devastate your financial plan. Read on.
Executors are responsible for a variety of tasks ranging from funeral arrangements to filing income tax returns with the Canada Revenue Agency (CRA), to the final distribution of estate assets.
Today, the modern family comes in many different shapes and sizes; this diversity is having an impact on family relationships and the way families interact when addressing estate planning.
If you own a vacation property, this provides information on the tax consequences of selling a second home and highlights important estate planning considerations, if your plan is to keep your vacation property in the family for the next generation.
As the Periodic Table of Returns demonstrates, your portfolio should be well diversified amongst global asset classes to enhance return and reduce risk. Click to read more.
A RRIF is very much like an RRSP in reverse. An RRSP is an account designed to help you save for retirement – a RRIF is an account designed to provide annual income in the form of withdrawals from a registered plan during your retirement. Click to read on about how you can benefit from an RRIF.
This examines the detrimental effects of negative returns at the beginning of retirement, as retirees withdraw from their capital; in turn, causing erosion of retirement savings.
Understanding the Three Major Asset Classes:Cash, Bonds and Stocks
This article offers a look at how the BMO Capital Markets team is comprised and the notable credentials they’ve achieved.
An overview of our investment team and our process.
This article touches on the various topics we explore as we engage our clients in our process.
Canadians have an opportunity to save and earn income on a tax-free basis. This is a powerful complement to your savings strategies!
What is probate? When is it required? How much will it cost? These questions are answered in this easy to understand article.
Since 2007 pension income splitting rules provide Canadians with an opportunity to lower income taxes.
Be aware of the consequences of owning significant positions in U.S. stocks.
Given the changes in the taxation of dividend income over the last few years, it’s a good time to revisit the taxation of all investment income, including interest, dividends and capital gains.
With rates at historically low levels this strategy makes a great deal of sense.
Locked-In Investment Vehicles
While a post-secondary education is an invaluable personal asset, it is expensive to acquire. The good news is that, over the years, Canada Revenue Agency (CRA) has significantly enhanced the Registered Education Savings Plan (RESP) rules.
Why is it important to make a Will? It is estimated that one third of Canadians do not have a Will. Many other Canadians have out-of-date or inadequate Wills because their assets or family situation has changed since the Will was drawn up. Without a Will, you are said to die intestate and provincial law dictates who will receive the assets of your estate.
The evolution of the client-advisor relationship.
March 19, 2020: The BMO Nesbitt Burns Portfolio Advisory Team prepared a report that provides perspective on the on the unprecedented shock COVID-19 has had on equity and fixed income markets. As a reminder, it is always important to maintain a long-term perspective on your investment strategy. Please contact the office if you would like to discuss your investment portfolio.