Consider your complimentary, no-fee first meeting as our “financial first date” (without the awkwardness, we hope). Financial planning is a trust-based, collaborative relationship and our initial meeting helps determine whether we are a good fit to work together. We will learn more about you and your family and financial goals, ask questions and most importantly listen closely to determine what is most important to you. At this point, if you are considering us for a “second date” or even a long-term relationship, we’ll discuss what the process will look like if you decide to move forward working together.
We know you didn’t come to our website because you needed a few laughs. However, now that you’re here, you might have smiled a few times reading our FAQs above. Our true difference is our people. We're very serious about our services and responsibilities that come with it, but we are genuine people who like to have fun and laugh with our clients while laughing at ourselves. We genuinely care about our clients, enjoy every interaction with them, and can go from having a serious planning conversation right into a funny story or good joke (clean of course).
We believe in wealth preservation in accordance with our clients’ goals and values. Our advice is consistent and doesn’t waiver due to any shiny new investment fads. We don’t speculate with your money; we believe in owning quality investments that pay you while you wait, and we continuously monitor the markets for opportunities that arise. We don’t use generic performance benchmarks, instead we track your portfolio against your personal wealth plan and the desired returns needed to reach your goals. Learn more about investment philosophy.
As a team, we have an extensive service platform which is reviewed and updated on a regular basis. It is of the utmost importance to us that clients receive an adequate amount of contact. We provide face-to-face meetings, telephone check-ins, and Microsoft Teams reviews for clients in other provinces or just prefer video conferencing.
A better question is what can’t we assist you with? We believe our clients deserve more than just investment advice and help them with most things associated with their personal financial lives. Some examples are refinancing mortgages, budgeting, what to do after a divorce, caring for aging parents, referrals to local tax and legal professionals and many others. Our teams’ experience and vetted network of professional service providers help point clients to appropriate providers based on their personal needs and preferences.
The truth is that the amount needed to retire varies for each client. There are many factors that make up what you will need to retire, and these include your current and future spending habits, lifestyle choices, healthcare/long-term care costs, cost of living, taxes, supporting parents or adult children and housing costs to name a few. Inflation is always lurking in the shadows as well, causing prices for goods and services to increase and purchasing power to decrease. Our team will work with you to determine your needs, create a customized plan, and navigate the details.
Investing and financial planning can be confusing and intimidating topics for many clients. Ongoing education and guidance are a big part of what the relationship with our team will provide when we work together. Whether you want a deeper understanding of concepts or a basic explanation of what we can provide, we are always willing and available to offer clear and easy-to-understand guidance.
We offer appointments that will fit into your lifestyle. We offer in-person meetings at our local offices in Bridgewater and Halifax during normal business hours and in most cases, we are happy to come to you! Our preference is always to meet you in person and make that personal connection, but if that doesn’t work for you, we also offer video conferences for those who want technology and convenience, but still want to see our smiling faces.
We are always available to answer your questions and we won’t send you an invoice either! As a client, I am your gateway to all the benefits BMO Private Wealth has to offer and want you to help you utilize all the services available to you. We want our clients to call us anytime they have a question that impacts their financial situation, whether it’s a question about the financial markets, where to find a good accountant, or maybe they are just having a bad day and need someone to listen, we embrace any opportunity to speak with our clients and hopefully improve their day. We are available to answer your questions by phone, email, or video calls, and are committed to providing accurate and timely answers to your questions.
We are always available to answer your questions and we won’t send you an invoice either! As a client, I am your gateway to all the benefits BMO Private Wealth has to offer and want you to help you utilize all the services available to you. We want our clients to call us anytime they have a question that impacts their financial situation, whether it’s a question about the financial markets, where to find a good accountant, or maybe they are just having a bad day and need someone to listen, we embrace any opportunity to speak with our clients and hopefully improve their day.
We are available to answer your questions by phone, email, or video calls, and are committed to providing accurate and timely answers to your questions.