Welcome to a Different Kind of Financial Advice

At the heart of my practice is a simple belief: your financial journey should feel personal, comfortable, and empowering. I’m Josh King — a CPA, Investment Advisor, and Financial Planner based in Bridgewater, NS — and I help individuals and families build financial clarity through genuine relationships and complete guidance across all aspects of their financial situation.

What I Offer

Comprehensive Financial Planning

From retirement and tax strategies to estate planning, I help you see the full picture.

Investment Management

Thoughtful, personalized portfolios aligned with your goals and values.

A Relationship-First Approach

I take the time to understand what matters most to you — not just your finances, but your life.

Why Clients Choose Me

Down-to-earth conversations — no jargon, no pressure.

Empathy and transparency — you’ll always know where you stand.

Long-term partnership — I’m here for every stage of your journey.

"People will forget what you said. They will forget what you did. But they will never forget how you made them feel." ~ Maya Angelou

You Deserve More Than Just Investment Advice

Managing your investments is at the core the services we provide, but our industry has been evolving and clients expect, and deserve, more than just investment advise. Our goal is to understand the ENTIRETY of your financial picture, including your needs, issues, & goals, and ensure it's consistently updated to reflect inevitable changes over time. Once equipped with this information, we are able to guide clients through all of life's major financial decisions such as:

• Helping you prepare for all aspects of retirement - not just financially
• Funding your child's education
• Purchasing a house
• Starting a business
• Caring for a loved and helping you with all of the responsibilities that come with it
• Guiding you through each stage of succession planning for your business
• Working with you to ensure you have a tax efficient estate plan that's setup to match your desires
• Being a trusted friend to support you through all of life's challenges

We understand gathering the information required for you to get the most out of our services may feel intrusive at times; I often tell clients to think of me as their Financial Therapist, someone you can share your thoughts & concerns with 100% judgment free. That's why I believe TRUST is the most important component of any client/advisor relationship, but trust isn't earned with words and developed in the time it takes to read this, it's earned through actions over the course of time.

Investing in Your Future, Like It’s Our Own

As our client, you're like family and your success is our investment. We understand that managing your wealth isn't simply a financial exercise. It requires an appreciation of your unique needs and an in-depth understanding of your goals and dreams and how these affect you and the people you care most about.

Our client relationships and approach to client services are guided by the following beliefs:

• TRUST is the most important component of any client/advisor relationship. Trust isn't developed with words overnight; it's earned with actions over time.
• The best interest of the CLIENT needs to be at the center of every decision.
• We genuinely CARE about our clients, and it's our responsibility to ensure every client feels it.
• It is our role to help clients make informed decisions regarding the ENTIRETY of their financial affairs.
• We are always AVAILABLE to assist, and want our clients to view us as a key piece of their decision-making process.

Investment Philosophy - Your Future, Our Focus

Creating custom portfolios where clients will invest their hard-earned money is a responsibility we take very seriously. We perform an in-depth review of all our recommended holdings by leveraging the extensive resources BMO Private Wealth has access to. This includes industry-leading research coverage from BMO Capital Markets, various third-party research providers, and the in-house expertise of our Portfolio Advisory Group.

The first and most important step in the development of any portfolio is understanding the client’s unique situation. We will obtain a clear understanding of your objectives, time horizon, risk tolerance, and cash flow requirements while always looking to uncover any tax implications or savings opportunities. Equipped with this information, we will create a custom portfolio of individual holdings and manage each portfolio personally on a go-forward basis, continuously monitoring and rebalancing, when necessary, to ensure your portfolio is always aligned with your investment strategy.

We take a customized and disciplined approach to investment management and our decisions are primarily guided by the following beliefs:

• Prioritize Preservation – you can’t grow what you don’t have. We don't invest your hard-earned savings in speculative, high-risk stocks. Our top priority is to preserve your current wealth and then take a methodical, risk-adjusted approach to growing it.

• Get Paid While You Wait – history has shown that fluctuations will always exist in the markets while steadily increasing over time. We believe our clients should earn while they wait by investing in high-quality companies with a strong dividend track record, thus providing a source of reinvestable income and compounding annual growth.
  • From 1980 to 2019, 75% of the returns of the S&P 500 came from dividends.

• Capital Markets Will Always Create Opportunities — No matter what the markets are doing, there are always opportunities out there, and it is our responsibility to continuously monitor the markets for those opportunities and make sure we are in position to take advantage of them. To do that, we leverage the vast resources mentioned above, as well as the experience and expertise of our team, the use of technology, and continuously learning & adapting to industry trends to ensure we are always in tune with current products and complexities our clients may face.

“We don’t have to be smarter than the rest. We have to be more disciplined than the rest.”~ Warren Buffet