A unique tax planning strategy for your needs



Tax planning should be considered as part of your wealth planning strategy. This means having advantageous, tax-efficient financial strategies – throughout your high-income earning years, during retirement, and when your assets are transferred to your loved ones.

In addition to your BMO Private Wealth professional, as a Private Wealth client, you’ll have access to specialized planning consultants who will help you build a tax mitigation plan integrated into your overall wealth plan.

Our tax experts, together with our trust and estate services professionals and business advisory experts, can advise you on trusts, estate planning, insurance and business tax strategies that can help preserve your wealth for future generations.



Our tax strategies include, but are not limited to:


  • Ensuring a coordinated approach in Canada and the U.S.
  • Income splitting with lower income family members.
  • Donating publicly traded securities.
  • Making charitable bequests in your Will.
  • Setting up trusts for control and asset protection.
  • Facilitating an effective wealth transfer while reducing estate tax.
  • Strategic use of life insurance products.
  • Optimizing the after-tax proceeds from the sale of your business.