Like investment planning, estate and insurance planning is about defining goals, analyzing options, and implementing a sound, time-tested strategy. Working with you, your financial professional, and your legal and tax advisors, our Estate & Insurance Advisors (Financial Security Advisors in Quebec) can differentiate which, if any, insurance products are appropriate. For example, insurance strategies can provide steady income or a lump sum payment at a time when it’s needed most. Later in life, insurance strategies can provide supplemental retirement income on a tax deferred basis.
With proper insurance planning, it is possible to enjoy considerable income throughout your retirement while also preserving the value of your estate for your future heirs.
Whatever stage of life you are at, we can help you separate fact from fiction in a confusing industry, and help you determine what, if any, insurance protection you need to complement your overall wealth management strategies.