Our team has the expertise to advise you both personally and professionally. We can address your financial priorities at every stage of life, through an unbiased, comprehensive approach that encompasses investment planning, wealth advisory, retirement planning, business planning, estate and insurance services, tax planning, and philanthropic giving.
We look at your whole financial picture and then perform careful planning and execution to help you achieve your financial goals. The wealth planning process enables you to clearly identify your priorities and focus our resources on achieving your objectives.
Taxation planning is a huge priority for our clients. To help you keep more of your assets at the end of the day, we work to structure your investments in a tax-wise manner, making sure your assets are held in the right types of accounts. For extra support to manage complex needs, we call in our BMO Tax Planning Specialists. Cash flow planning is also essential. We will help you plan to have cash on hand for expected purchases, recommend that you direct surplus income to start or boost a regular investment plan, and help you budget to cut back on expenses to reach your retirement income goals. Retirement Planning consists of combined sources of retirement income that are measured against your retirement goals to ensure you can maintain your desired lifestyle throughout retirement. Education Planning should be an important component of your overall family wealth management plan. Beginning a dedicated education savings plan while your children are still young helps ensure you have the funds necessary when they begin their post-secondary studies. We can prepare an in-depth education analysis that details the anticipated costs of educating your children and your ability to fund these costs. This information will assist you in developing a personalized education savings strategy that complements your overall wealth management plan, and may include one or more of the savings options Estate and Insurance Planning is about defining goals, analyzing options, and implementing a sound, time-tested strategy. Working with you, your financial professional, and your legal and tax advisors, our Estate & Insurance Advisors (Financial Security Advisors in Quebec) follow a four-step process to help you achieve lifetime financial security and give you the confidence of knowing your estate will be distributed according to your wishes. Advice for complex needs. When family or business circumstances require complex planning and advanced expertise, we work incollaboration with our Wealth Planning Partners to address your needs no matter how sophisticated.