Managing Your Wealth

Wealth Themes

January 19, 2023 - __Marketing HQ

Wealth Themes provides timely articles on a variety of wealth planning topics. This month we focus on the impact of emotional intelligence and behavioural finance on our investment decisions. We also include an article to assist in having healthy discussions about family wealth with your adult children and, with the new school year fast approaching, information on the increased RESP withdrawal limits.

Financial Resolutions for 2023

January 18, 2023 - __Marketing HQ

Financial Resolutions for 2023

BMO Capital Markets’ Chief Investment Strategist Brian Belski outlines why he expects positive equity market returns in Canada next year. And despite this year’s performance, Brian explains why we’re still in a 20- to 25-year secular bull market.

Maximizing the value of your registered plans by making annual contributions to your Registered Retirement Savings Plan (“RRSP”), Tax-Free Savings Account (“TFSA”), and Registered Education Savings Plan (“RESP”) is an important wealth planning strategy. By making your annual contribution(s) early in the year, you’ll benefit from the tax-sheltered growth all year long.

Our Services - Trusted Investment Advice

November 28, 2022 - __Marketing HQ

Our Services - Trusted Investment Advice

Financial Planning Year-End Checklist

October 11, 2022 - __Marketing HQ

As year-end quickly approaches, it’s important to be mindful of potential year-end investment and financial planning strategies and reminders that could help you reduce your 2018 tax bill and prepare you for a successful 2019.

2022 Top Toys List

November 28, 2022 - __Marketing HQ

BMO's 2022 annual top toys list: Gifts that make us wish we were a kid again

Estate & Succession Planning

Digital Assets and Your Estate Plan

September 2, 2022 - __Marketing HQ

This article discusses common digital asset considerations and important information for making sure they are properly addressed in your estate plan.

Tax Planning Strategies

2022 Tax Documents Overview and Schedule

November 1, 2022 - __Marketing HQ

2022 Tax Documents Overview and Schedule

Tax Tips For Investors

September 12, 2022 - __Marketing HQ

Knowing how tax rules affect your investments is essential to maximizing your after-tax return. In addition, keeping up to date on changes to the tax rules ensures that you take advantage of all the tax savings available to Canadian-resident individuals. This article provides an overview of select strategies to assist you in reducing your tax bill.

Canadian Snowbirds and U.S. Income Tax

September 2, 2022 - __Marketing HQ

Although Canadian snowbirds reside in the U.S. for only a part of the year, there is the potential of being considered a U.S. resident and, in turn, having to pay U.S. income tax on the same basis as a permanent U.S. resident. This article outlines how the U.S. government determines whether you are a resident for income tax purposes; namely, it covers the criteria for meeting the Substantial Presence Test, Closer Connection Exception and the Canada U.S. Income Tax Treaty Tie-Breaker Rules.

Strategies to Minimize Capital Gains Tax

September 13, 2022 - __Marketing HQ

Towards the end of the year, many investors review their investment portfolios to determine the anticipated tax impact of any capital gains and losses realized during the year. For investors who have realized significant capital gains, this article examines various strategies to help reduce the impact of a potential tax liability of these gains, regardless of whether they were the result of a voluntary or involuntary sale.

2023_Personal Tax Calendar

September 2, 2022 - __Marketing HQ

While most Canadians are aware of the April 30 personal income tax filing deadline, there are other important tax deadlines that must be observed over the course of the year – especially if you want to take advantage of certain tax deductions and credits. This calendar summarizes several important dates on the tax calendar and offers some tips to help you with your overall wealth planning. Where a deadline falls on a weekend or a holiday recognized by the Canada Revenue Agency (“CRA”), the deadline is generally extended to the next business day.

Education and Knowledge

Common Investment Terms

October 13, 2022 - __Marketing HQ

A useful reference guild to common financial terms.

Investing Handbook

September 1, 2022 - __Marketing HQ

Understanding the Three Major Asset Classes:Cash, Bonds and Stocks