We adapt investment selection to the needs of each investor. We will work with you to develop your overall strategy and identify the investment vehicles best suited to your situation from the abundance of financial products available. Based on recommendations from the BMO Nesbitt Burns Research Department, we will ensure that we design the asset allocation that will generate the returns you need, while minimizing risk. We will use the following investment vehicles: Exchange-traded funds (ETFs) They give you effective diversification with a large basket of securities at a very low management fee. Mutual funds They offer the talent of highly regarded portfolio managers and asset diversification for a reasonable fee when the amount invested is less than $1 million. Stocks (direct holding of securities) They allow us to create a customized portfolio that perfectly meets our criteria and yours. Let’s talk about your investment goals