Nellie Chowbay, CIM, PFP, FCSI
Portfolio Manager & Investment Advisor
Robert ter Brugge, B.Comm., CFP
Director, Wealth Planning
Robert brings together the knowledge and experience of our in-house tax and estate professionals. He works with advisors and their clients to develop sound wealth management plans. He provides support and direction on complex issues such as retirement planning, tax planning, cash management, estate and gift planning, business succession, transition planning and philanthropy.
Robert has over 25 years of professional experience in the wealth management industry as a Financial Planner at BMO, a lead developer of financial planning software at BMO, and as an advisor with a major wealth management firm.
James Kraft, CPA, CA, FEA
Estate & Insurance Advisor | Vice President
Finch Moyo
Investment Representative
James Wong, CPA, CBV, M.Comm.
Vice President, Business Owner Planning
James brings over 20 years of experience working directly with business families in developing their business and wealth transition. He shares his knowledge and experience in this area in a co-authored book, “The Transition Experience – What every Canadian family business owner should know beyond succession planning”.
Central to his approach is exploring with family and family members, the impact and responsibility that comes with “trans-generational” wealth, and ultimately developing goals and governance associated with the stewardship of wealth.
James started his career practicing tax, business valuation and corporate insolvency in a national accounting firm. He joined BMO in 2000 to develop and lead a then new initiative, business succession planning. His experience in business transition planning underpins his wider work with families in developing their wealth legacy. He meets with multiple generations of each family as part of his work to develop lasting stewardship of wealth. Educating younger generations on financial fluency is part of his legacy planning work.
Liz Bozek, B.Sc. (Hons), LL.B
Director, Estate Planning
Elizabeth works with other members of the High Net Worth and Specialized Wealth Planning team to develop personalized estate planning solutions for high net worth and ultra-high net worth clients. Elizabeth is sympathetic to the needs of her clients and mindful of the importance of family dynamics in the estate planning conversation. She is actively involved in the estates bar, and continues to organize and chair programs of interest for estate and trusts lawyers across the province.