Our team is dedicated to providing an exceptional client experience. We recognize that each client’s needs are unique and we work diligently and passionately to ensure that clients receive personalized services that help them meet their personal goals.

Nellie Chowbay

Nellie Chowbay, CIM, PFP, FCSI

Portfolio Manager & Senior Investment Advisor

Nellie is a University  of Toronto alumni who spent 14 years teaching as well as 2 Years teaching the Finance Course at George Brown College. She has been an Investment Advisor at BMO Nesbitt Burns for over 24 years and has earned several designations throughout her career; she is also a licensed  Life Insurance Advisor and a Portfolio Manager.

Through her philanthropic endeavors, she helps various organizations provide educational programs to children locally and abroad. Learning and education has been the basis of her success,  a legacy she has passed on to  her two daughters, both of whom are practicing lawyers in Ontario.

“An investment in  knowledge pays the best interest”
- Benjamin Franklin -

James Kraft

James Kraft, CPA, CA, FEA

Estate & Insurance Advisor | Vice President

With over 25 years of experience in the tax and estate planning community, Jim possesses a comprehensive understanding of the financial and personal complexities faced by owners of private businesses and affluent families.

He serves on several boards including the Financial Planning Standards Board (International), the Financial Planning Standards Council (Canada) and the Society of Trust and Estate Practitioners.


Jim is also the co-author of Comment, a newsletter published by Advocis (the Financial Advisors Association of Canada), a frequent speaker at professional seminars and author of numerous professional papers and articles.

Finch Moyo

Investment Representative

Finch rounds out our team and is an excellent complement to the group.  A native of Zimbabwe, Finch holds a degree in Economics. Outside the office he enjoys various sports and follows football and basketball.


Liz Bozek, B.Sc. (Hons), LL.B

Director, Estate Planning

Elizabeth works with other members of the High Net Worth and Specialized Wealth Planning team to develop personalized estate planning solutions for high net worth and ultra-high net worth clients. Elizabeth is sympathetic to the needs of her clients and mindful of the importance of family dynamics in the estate planning conversation. She is actively involved in the estates bar, and continues to organize and chair programs of interest for estate and trusts lawyers across the province.

Cherie Ahlberg

Cherie Ahlberg, CFP

Wealth Planning Consultant

Cherie has more than 18 years of experience working in the banking and financial markets of the London and Sarnia area. She has since then relocated to Toronto where she services business owners, entrepreneurs and high net worth clients as a Senior Private Banker. 

As a dedicated Financial Planner, Cherie creates sophisticated banking packages and a full suite of personalized credit solutions for her clients and their families. She then draws on a team of BMO professionals/experts who specialize in investments, commercial banking, as well as tax and estate planning to create a uniquely personalized banking experience for her clients. To ensure a very personalized service and attention to detail, Cherie works with a very limited number of clients and their families