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Zac Maloney
Byron Elliott
Valerie Bieniara

1 First Canadian Place
39th Floor, P.O. Box 150
Toronto, ON
M5X 1H3

Meet Our Team

We created our group because we recognized the demographics of our industry were changing. We strongly believe our clients are best served by a team with the depth and experience of our partners, as well as the energy and longevity of a younger advisory team.

Our clients have peace of mind, knowing their portfolio will be managed for years to come without disruption, and that we are also in a position to help the next generation of their family.



Zac Maloney
Investment Advisor
Assistant Branch Manager

Tel: (416) 359-4044

After accepting an invitation to join BMO Nesbitt Burns at the age of 22, Zac distinguished himself as one of the youngest and fastest growing independent advisors at the firm. In 2016, Zac took on the additional responsibility of Assistant Manager of Toronto United, one of the largest BMO Nesbitt Burns offices in Canada.

Today, Zac is a founding partner of the Maloney + Elliott group. He enjoys working with a select group of clients across the country ranging from owners of some of Canada’s largest privately held companies, executives, incorporated professionals, and retirees. He also has experience dealing with boards and institutional accounts. 

His formal education includes a Bachelor of Commerce from Dalhousie University. He also studied Finance and International Business at Copenhagen Business School, Denmark, attended by way of the Northstar Trade Finance Scholarship. Prior to joining Nesbitt Burns, Zac spent time at one of Canada’s other major banks gathering experience in Commercial Banking and Global Branding.

A meaningful cause to him that he personally supports is the research and fight against Acute Lymphoblastic Leukemia (ALL).


Byron Elliott
Investment Advisor

Tel: (416) 359-6426

Byron began his career at BMO Nesbitt Burns and built a client base from the ground up. He has a strong wealth management foundation learned through experience, continuing education, and professional designations. He is a founding partner of the Maloney + Elliott group and enjoys working with families, corporations, and professionals.
In 2017, Byron earned his Chartered Investment Manager (CIM), a prominent industry designation held by a small minority of Canadian advisors. One of the leading young advisors at BMO Nesbitt Burns, he is dedicated to continuous improvement, hard-work, and doing what is right.

Prior to joining BMO Nesbitt Burns, Byron completed an honours degree at the University of Toronto and played competitive hockey in the OHL (St Michael's Majors), ECHL (Cincinnati Cyclones – a Florida Panthers and Nashville Predators NHL Affiliate) and in Europe.  He remains active in the hockey community, and volunteers his spare time in his role as Vice President of the University of Toronto Varsity Blues Grads Foundation.




Valerie Bieniara
Associate Investment Advisor

Tel: (416) 359-6981
Valerie is a graduate of University of Toronto and began her career with BMO Nesbitt Burns in 2011. She currently works with a client base consisting of entrepreneurs, incorporated professionals, executives, and retirees.
To overcome “experience gaps” that many women face when it comes to their investments and financial planning; Valerie specializes on building strong relationships with female clients. Her tailored wealth management approach addresses the realities of being a woman.  
Prior to starting her career, Valerie trained as a competitive figure skater in Whitby and Toronto. Her greatest accomplishments are representing Team Canada for synchronized skating internationally throughout Europe and the US. She also spent time skating with the University of Toronto Varsity Blues. Valerie remains active In both the synchronized and figure skating community, volunteering her time with the Whitby Ice Fyre coaching and in various board roles.