As a CPA and Investment Advisor Josh brings a unique skill set and perspective to his clients at BMO Private Wealth. Josh & his team help clients achieve their financial goals by providing comprehensive and personalized financial, tax, & retirement planning, and investment management services, tailored to their needs and preferences.
Our passion is to build long-term and trusting relationships with our clients, based on mutual respect, transparency, empathy, and collaboration. We strive to deliver an exceptional client experience, create a comfortable and safe environment, and communicate effectively and proactively. We leverage our knowledge, experience, and credentials to provide sound and objective advice, and to help our clients navigate the complex and ever-changing financial landscape.
Our mission is to guide clients through all aspects of their financial affairs and provide comfort knowing their financial goals are in the hands of someone they trust. We believe it's our responsibility to help our clients with more than just their investments.
Our role is to anticipate your wants and needs, present ideas that are unique to you and engage the right partners from our in-house team of highly disciplined, experienced experts. Using this collaborative approach, we identify practical, actionable opportunities and solutions, empowering you to proactively strategize for the future.
Meet Your Team
Our goal is to understand the entirety of your financial picture, including your needs, issues, & goals, and ensure it's consistently updated to reflect inevitable changes over time. Once equipped with this information, we are able to guide clients through all of life's major financial decisions.
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Investing and financial planning can be confusing and intimidating for some people and we understand meeting with an advisor and discussing your finances may feel uncomfortable in the beginning. We strive to provide a safe, comfortable, open environment to speak freely. We are genuine people that like to have fun and laugh with our clients.
Managing your investments is at the core the services we provide, but our industry has been evolving and clients expect, and deserve, more than just investment advise. Our goal is to understand the ENTIRETY of your financial picture, including your needs, issues, & goals, and ensure it's consistently updated to reflect inevitable changes over time. Once equipped with this information, we are able to guide clients through all of life's major financial decisions such as:
We understand gathering the information required for you to get the most out of our services may feel intrusive at times; I often tell clients to think of me as their Financial Therapist, someone you can share your thoughts & concerns with 100% judgment free. That's why I believe TRUST is the most important component of any client/advisor relationship, but trust isn't earned with words and developed in the time it takes to read this, it's earned through actions over the course of time.
We manage risk by thoroughly understanding clients' financial goals and risk tolerance, diversifying their investment portfolios, continuously monitoring market trends, adjusting strategies as needed, and providing ongoing education and guidance to ensure informed decision-making aligned with their long-term objectives.
To effectively manage tax, we focus on utilizing tax-efficient investment strategies, such as optimizing asset location, taking advantage of tax-advantaged accounts, implementing tax-loss harvesting, and strategically timing investment decisions. Additionally, we stay updated on evolving tax regulations to ensure compliance and take advantage of any available tax benefits for our clients.
As our client, you're like family and your success is our investment. We understand that managing your wealth isn't simply a financial exercise. It requires an appreciation of your unique needs and an in depth understanding of your goals and dreams and how these affect you and the people you care most about. Our client relationships and approach to client services are guided by the following beliefs:
TRUST is the most important component of any client/advisor relationship. Trust isn't developed with words overnight; it's earned with actions over time.
The best interest of the CLIENT needs to be at the center of every decision.
We genuinely CARE about our clients and it's our responsibility to ensure every client feels it.
It is our role is to help clients make informed decisions regarding the ENTIRETY of their financial affairs.
We are always AVAILABLE to assist, and want our clients to view us as a key piece of their decision-making process.
Creating custom portfolios where clients will invest their hard-earned money is a responsibility we take very serious. We perform an in-depth review of all our recommended holdings by leveraging the extensive resources BMO Private Wealth has access to. This includes industry-leading research coverage from BMO Capital Markets, various third-party research providers, and the in-house expertise of our Portfolio Advisory Group.
The first and most important step in the development of any portfolio is understanding the client’s unique situation. We will obtain a clear understanding of your objectives, time horizon, risk tolerance, and cash flow requirements while always looking to uncover any tax implications or savings opportunities. Equipped with this information, we will create a custom portfolio of individual holdings and manage each portfolio personally on a go forward basis, continuously monitoring and rebalancing, when necessary, to ensure your portfolio is always aligned with your investment strategy.
