Why work with us?


Personal, Full-Circle Care

We will come to know you on a personal level and consider all aspects of your life. Our process and the benefits we add along the way truly set us apart. We will take the time to genuinely understand you and work closely with you through each step of your journey.


What we value most about our work are the deep connections and sincere relationships we have with our clients. We truly value the learnings we gather from meeting a wide variety of interesting people. We will listen carefully to understand what matters to you.

Based on the South Shore, we are privileged to advise clients throughout Nova Scotia, and in many provinces across Canada.



We will address all aspects of your wealth, identify any financial gaps, and plan for the big picture while maintaining an eye for detail. We are passionate about bringing the very best opportunities to help build and preserve your wealth while providing a comfortable experience along the way. We also commit to our own ongoing professional development.


Complimentary Strengths

Naomi Isner is a Portfolio Manager who brings a technical, analytical mindset plus excellent idea generation and communication skills. Michelle Crouse is excellent at follow through, organization and connecting with people. We share the same philosophies:

  • We place a high value on client service and will strive to forge an authentic connection with you and your family.
  • We believe in the importance of having a complete wealth plan that considers all aspects of your financial scenario.
  • We entrust your portfolio to world-class money managers who focus all their time on the markets and businesses we invest in.

Our role is to ensure that your investments align with your unique profile. This is a model that allows us to spend more time with you instead of at our screens and results in strong relationships. We proudly advise three generations of many of our clients’ families.


Collaboration And Continuity Of Service

Michelle and Naomi teamed up with the mindset that two heads really are better than one. With the objective of delivering top-notch service and support to their clients, they take a collaborative approach acting as each other’s sounding board, sharing ideas and insights, and ensuring that clients always have a contact.



We listen carefully and communicate clearly in plain language. To help you make informed choices, we will discuss the issues, educate you on the necessary concepts, and present various strategic options. Together, we will decide the most appropriate solutions for you and your family, business or practice and will remain available to discuss whatever is on your mind.



The most rewarding aspect of our work is earning our clients’ trust. They tell us how much they appreciate knowing that we’ve got their backs and have their best interests at heart. At BMO Private Wealth, we are free to guide you objectively. We will tell you what we are going to do – and actually follow through to ensure it gets done.



Our goal is to deliver a superior wealth experience. We make every effort not to let the day end without responding to your email or calling back to connect. Committed to being very responsive, we follow up promptly on administrative issues and will not leave you hanging for an answer or resolution.


We understand your priorities:

  • Minimizing taxes1
  • Saving for retirement
  • Funding education for children and grandchildren
  • Planning multi-generational strategies
  • Having access to BMO Private Wealth specialists and bankers to address multifaceted financial needs


We have the broad knowledge required to help you:

  • Transition wealth to the next generation in a tax-effective manner
  • Protect your current and desired future lifestyle
  • Plan for business succession
  • Plan to manage cross-border complexities


We have access to:

  • A wealth of educational materials
  • Highly ranked equity research from BMO Capital Markets
  • A diverse group of professional resources, both internal and external


In our clients’ words

“I can’t thank you enough. You’ve given me my retirement.”

-Retired business owner





1The comments included in the publication are not intended to be a definitive analysis of tax law: The comments contained herein are general in nature and professional advice regarding an individual’s particular tax position should be obtained in respect of any person’s specific circumstances.* Brendan Wood International Survey. Institutional Equity Research, Sales and Trading Performance in Canada, 2009 Report.