Distinctive banking and borrowing needs call for an equally distinctive service offering:

A dedicated banker adept at larger, more complex transactions, and able to oversee the unified management of personal, business and holding company accounts. We appreciate that it’s all part of a bigger picture and will coordinate with wealth planning experts, and our U.S. partners, to structure creative, customized solutions.
 

Exclusive Benefits

  • Full suite of cash management, debt and liquidity services
  • Access to wealth planning professionals in insurance, estate, tax and more
  • Cross-border accounts and commercial services for seamless banking
  • Specialized lending capabilities (e.g., leveraged life insurance and large loan products in U.S. or Canadian dollars or Euros)
  • Unlimited accounts, cash withdrawals and international debit transactions
  • Equity monetization to provide additional capital; single asset financing strategies
  • BMO World Elite Mastercard®; preferred exchange rates; BMO Online Banking for Business
  • Unified reporting and management of personal, business and holding company accounts

 

Investment Management

  • Access to  best-in-class investment management platforms
  • Both fee-based and managed-assets portfolios
  • Open architecture platform
  • Best-in-class research
  • Active investment management
  • Strategic and tactical asset allocation 

 

Philanthropy

  • Dedicated philanthropic and legacy planning
  • Creation and administration of private foundations
  • Effective implementation of tax-efficient strategies
  • BMO Charitable Giving Program

 

Family Wealth Services  

  • Family education and governance
  • Legacy planning
  • Cash flow management and financial reporting

 

Wealth Planning

  • Legacy planning
  • Cash flow management and financial reporting
  • Wealth transfer 
  • Tax minimization and cross-border strategies
  • Business valuation and succession
  • ​Financial and estate planning
  • Insurance and asset review
  • Lifestyle management
  • ​Pre– and post–IPO planning; exit tactics

 

Trust & Estate

  • Living and Family Trusts; Wills
  • Estate planning, management and litigation (trusts, holdcos, multiple beneficiaries)
  • Attorney for Property, Executor, Trustee or Court-Appointed Personal Representative
  • Trust administration and structuring
  • Agent services for ongoing tasks (e.g., tax compliance)
  • Escrow arrangements
  • enCircle concierge platform (comprehensive management)

 

Your needs are multi-dimensional. So are our capabilities.

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Adam Mclean

Senior Private Banker

As a Private Banker at BMO Private Wealth, I advise Canadian families, professionals, business owners and executives on banking, lending and cash flow management to help them reach their business and personal financial objectives and dedicate more time to the activities they value most. I take time to listen and understand each client’s circumstances, financial needs and goals – for today and the future. Then, I bring in a customized team of BMO Private Banking specialists to look at their entire financial picture. From day-to-day banking to specialized lending, we take a holistic approach to design a customized, integrated financial plan. I regularly revisit this plan and adapt it as the client transitions throughout life.

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Jaime Adams, B.Comm.

Private Banker

Jaime is a highly experienced Private Banker. With 25 years experience working at BMO, Jaime is able to provide a professional and comprehensive experience for her clients. Working closely with specialists and advisors, Jaime is able to achieve a customized approach to banking, investments, borrowing and more, and guide clients & their families in growing and preserving their wealth.

Named Best Private Bank in Canada for 15 years in a row